RECENT BLOG POSTS
How Many Buyers Really Understand Their Credit Report. This is a very important topic that all consumers should make sure they are aware of, their credit and the ramifications of their student loans.  How Many Buyers Really Understand Their Credit Report??   I'll never forget a lovely couple who ...
10/31/2013
At least for now we still do have a choice of a 3 or 5% down going conventional instead of going FHA.   FHA is a great program, but it's great to know their are alternatives.     Mortgage rates dropped a tiny bit last week, and prospective home buyers are crawling through the woodwork to take adv...
09/29/2013
"HEY DIDDLE, DIDDLE, RIGHT DOWN THE MIDDLE" - TOP SHOT ALLSTARS SEASON 5   If you live in the Stafford, Virginia area, please join us as we celebrate one of our very own Real Estate Professional, "William Bethards" of Season 4 Top Shot, "All Star Episode 5 Party" at Buffalo Wild Wing on Wednesday...
05/27/2013
HAPPY MEMORIAL DAY! Remembering our Hero's on Memorial Day! In the midst of the barbecues, parades, get together with family, I thought you'd like to know that many Americans will observe the "National Moment of Remembrance" at 3:00 pm local time on Memorial Day!  At that moment, we can will paus...
05/27/2013
  Wishing all MOM's a Happy Mother's Day!  Take the time to cherish your mother and let her know how important she is to you.    
05/12/2013
  Avoid PMI with a Brand Mortgage Piggy Back Loan. In case you have not heard, the new FHA MI Premium that took effect April 1, 2013 for all FHA buyers. This increase was due in an effort to further strengthen the Mutual Mortgage Insurance Fund (MMI Fund). Effective with any new case number issue...
05/08/2013
A local church is paying it forward – A Community Payback Program If you live in the Fredericksburg/Spotsylvania area and are looking for outstanding “Christian” daycare SERVICES,  YOUR prayers have been answered Faith Christian Center Church (Off Mine Rd) in Fredericksburg, Virginia is “paying i...
03/24/2013
Happy Valentine’s Day! Love is in the air.  Hope everyone enjoys their day with someone special. I have been married to a wonderful young man for over 33 years!  Yes, I deserve a medal.  He is the greatest husband and father, not only is he my husband but my best friend.  Actually I get the privi...
02/14/2013
  Joys of Working as a Real Estate Agent/Mortgage Banker     My career started about 20 years ago as a Real estate Agent in the Stafford, Virginia area.  I enjoyed helping people create their dream for home ownership.  My passion stemmed from my love of going to open houses and looking at beautif...
09/13/2012
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    Remembering Our Hero's of 9/11 Take some time today for a moment of silence to remember our hero's of 9/11.  We are a resilient people.  We shall never forget, We shall keep this day in our hearts forever, We shall keep the events and the tears in our minds, memory and hearts, we will take t...
09/11/2012
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