Home Loans in Virginia, Maryland, SC, GA, & DC

Closing costs include a variety of fees for services that are needed to get your loan executed. Both buyers and sellers pay for closing costs when you’re purchasing a home, but the amount each party pays will depend on several factors. These range from the location of the sale, your loan program,...

Are you ready to buy a home? Buying a home is one of the most significant financial decisions you'll make in your lifetime. If you're considering purchasing a home in the near future, learn about best practices when applying for a mortgage. I’m here to guide you through every step of the process....

February 4 is a Stuffed Mushroom Day. A special day that you can really sink your teeth into. If you like mushrooms, then you are certain to love them stuffed. Mushroom caps make the perfect bite-sized holders. Match them with your favorite stuffing, and you have a culinary treat. Stuffed mushroo...

Being your own boss comes with a lot of positives: you get to set your schedule, you’re calling the shots, and it usually means you’re doing something you love. When you’re applying for a mortgage, having self-employment income can pose some challenges, though.What is Considered Self-Employment I...

Don't worry – you won't have to re-live February 2nd! But I do hope I'll be your first choice when you select a loan officer to help with your next home purchase or the next time you provide a recommendation to friends or family. Whether Punxsutawney Phil predicts six more weeks of winter or not,...

 When gearing up to buy your first or next home, it’s just as important to think through your personal readiness as it is to understand what’s happening in the housing market. These are a few reasons you might consider buying right now.  Mortgage rates are historically low. Rates have been low si...

How Do I Build Home Equity?Home equity refers to the amount of your home that you’ve paid off, which is your stake in the property. Each month as you make your mortgage payment, you’re paying down the principal on your mortgage, thereby increasing your home equity. This is important because that ...

 Remodeling your home is an exciting journey that lets you bring to life the vision you have for your space. While most of us have no shortage of ideas when it comes to how we want to set up our homes, you may need some backup to turn those plans into a final product.We outline all the important ...

The items listed below are standard supporting documents and information commonly needed for loan approval. However, individual circumstances may dictate that additional information is required. ✅A copy of your most recent pay stubs covering a 30-day period ✅A copy of your last two years of W-2s ...

Any loan or mortgage that is not backed or offered by a government entity is considered a conventional loan. Conventional loans are offered by institutions such as banks, mortgage companies, and credit unions. Although conventional loans are not backed by government agencies, there are a couple o...