RECENT BLOG POSTS
  A bankruptcy filing delivers a devastating blow to your credit and FICO score, but it doesn’t mean you have to wait 10 years before you can qualify for a mortgage. Many consumers who have filed for bankruptcy have been able to obtain a mortgage, although it is often at a higher rate than someon...
06/18/2020
Since many of us now are spending time in our home more than ever, here are some quick cleaning hacks that are helpful in sanitizing and maintaining the cleanliness in our place. 1. Slice a lemon and squirt drops at your disposal and let it stay for a couple of minutes and then turn on the water ...
06/16/2020
Credit scores measure credit risk. Lenders and creditors use the credit score to determine how much of a risk you are as a borrower or a creditor. You’d be surprised at how your actions as a creditor can affect your credit score. For example, did you know that closing out an account that still ha...
05/26/2020
 Today calls for a special celebration in honoring our heroes the men and women in Military Uniform.  We celebrate our heroes who endured the pain sustained in the battle and even lost their lives. They gave impeccable service, sincere commitment to their duties, and made the ultimate sacrifice t...
05/25/2020
 Here are four things you can do right now to keep your home search on track during these times. 1. Get Pre-approved. Pre-approval for a mortgage will give you a better understanding of what you can afford.  It shows you're a serious buyer.  Gather the necessary documents like your income verific...
05/21/2020
Are you still collecting photos and framing them?  While some hang on the wall or have it at the top on their console table, some are even put on the top of the Piano.Looking back, when there was no digicam and everyone's excited to see the printed photos, it gives us different feelings and excit...
05/14/2020
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Is homeschooling a good idea?  As time goes  by, there is an increasing number of parents who are choosing to home-school their children.  Some find it rewarding and a good idea so they can spend more time with their children and bond.  While others may find it more challenging because you have t...
05/05/2020
 While most of us are confined at our Home, might as well we should make our time and effort to be productive while being quarantine.Here are some ideas on how to keep yourself busy;1. Write a journal. Takedown notes on what things you'd like to do. Foods you'd love to eat and places that you lon...
04/29/2020
Summer has subsided, and the holiday season is on the horizon. But the imminent excitement over upcoming festivities is often tinged with anxiety about anticipated expenses. Fortunately, the month of October is an ideal time to explore enjoyable autumn activities that can help keep you entertaine...
10/16/2019
1.  If you have a bankruptcy on your credit report.  You can lessen the impact of the bankruptcy by managing credit responsibly going forward. "Responsibly" means paying your bills on time each month, and making sure the amount you borrow is manageable.Lenders generally view a bankruptcy on your ...
01/29/2018
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I specializes in First Time Homebuyers, 100%-No Money Down Loans, FHA, VA, Jumbo, USDA & move up buyers in Virginia & Maryland areas. Specialty loans to include 80/10/10, 80/15/5, construction to perm & No MI loans. Call for your mortgage needs 540-273-2733