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Mortgage and Lending - NMLS #94045
As of 2016, Susan is no longer practicing in the USA and retains this blog as a service. Clients may call or email for a professional realtor or lender referral in Whatcom and San Juans counties
Depending on where you live (hopefully not Nevada) many lenders are crawling out from under the rubble at last and getting back to business almost as usual. And while our delicate mobile seems to be growing calmer after that wild ride on the wind in August and September, we have absolutely no ide...
Washington Values on the RISE: As a local mortgage professional I get more calls these days from national lenders seeking to fund in our state. Why? Whatcom county in particular is experiencing property value GROWTH in the range of 5% with Washington at 9.1% tied with Montana for 3rd according to...
We just learned that Greenpoint Mortgage, a 20 year old company, was closed down by parent company Capital One. I noticed when Capital One took over Greenpoint their guidelines eased and they became a hot Alt-A lender. Not so hot now! Why did this happen? Well, Capital One is not known for their ...
Last Wednesday, American Home Mortgage and its wholesale arm, American Brokers Conduit, closed their doors. Their investors stopped buying Alt-A loans, the bulk of their business. Last year, this company closed over $58 billion in home loans. Despite being a well-run business, they filed for bank...
The continuing saga about the sub prime lending debacle seems unwilling to let go of our national psyche. Yes, some lenders went out of business and others, like Countrywide (suprise surprise) are taking their lumps and hunkering down. What does this bode for our future? If the Ethical Lending cl...
For most of us, our homes are our innermost sanctums and must reflect who we are both inwardly and outwardly. I'd like to think all banks and lenders have your best interests at heart, but I've heard it said far too many times that a fool is soon parted with their money! I propose to First Time H...

Susan Templeton

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