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Mortgage and Lending - NMLS #94045
As of 2016, Susan is no longer practicing in the USA and retains this blog as a service. Clients may call or email for a professional realtor or lender referral in Whatcom and San Juans counties
RECENT BLOG POSTS
Len Harley's feature on Mod Scams is timely: I have been researching the issue and found 4 solutions that work for folks who are underwater and do not qualify for the Fannie/Freddie brand of Loan Modification. 1. The borrower negotiates directly themselves. After all your promissory note is a con...
04/20/2009
HOT RURAL NEWS: New Country Home Loans for Hobby Farms: To date, the upside down value of land to homes in our area (due to high land values) have made funding a small hobby farm or home on acreage prohibitive. The rural, laid back beauty of our region has drawn many folks here for their 'patch o...
04/11/2009
I recently attended an international conference on investing. Big deal, great folks from all around the world, all sharing their expertise, systems and philosophy. Why did I, a mere mortgage body, attend this event? Well for starters, I feel we all need different perspectives whatever the 'market...
04/03/2009
And he could crack a few mortgage rates!We all know what happens next: as the market rallies, safe money tends to leave the bonds stable as traders and investors leap onto the wild horse for the ride up. You can hear them yelling giddy-up around the world. You see, market traders have come to con...
03/25/2009
Which way will rates go in 2009? Given a pervasive uncertainty means nobody is buying much of anything and home values keep plunging--how do we stop this merry-go-down? For starters, the Fed, the Treasury, the Securities and Exchange Commission and all the Kings Horses being trotted out to bolste...
03/25/2009
NEWSFLASH: Not ALL Mortgage Backed Securities Are Bad!National Public Radio Podcast from the Planet Money Team 03/20/09: http://www.npr.org/templates/player/mediaPlayer.htmlaction=1&t=1&islist=false&id=102154567&m=102154705The analysis is laid out on the actual payback of Mortgage Backed Securiti...
03/21/2009
Sadly, most of us know someone who is in a stressed mortgage situation! The sheer numbers of files landing on bank negotiator's tables is astounding. Here's an update. NEWS: Making Home Affordable Released March 4, 2009   FIRST:To qualify for the Obama Plan, Making Home Affordable, first, find ou...
03/16/2009
You know one of the most powerful aspects of Active Rain is how elegantly this medium brings together so many different perspectives from all walks and levels of our industry. From newbies to old hands who both have much to share about our business and business in general! MYTH-OLOGY: On a recent...
03/12/2009
If the leaking of CEO memos and overheard Starbucks conversations are now constituting grounds for 'market confidence' heaven help us! Wall Street followers are awash with disbelief about the sudden convenient rallies. The surge in Financials on Tuesday was inexplicable. Oddly, Bonds have been mo...
03/11/2009
OK, I'll admit it: I've been watching the behavior of myself and others around full moons all my life. I'm pretty sure I was born on a full moon. I am convinced that people go a little lunatic around those times. The week or so leading up to the full moon feels literally like a rising tide of emo...
03/07/2009
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Susan Templeton

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