RECENT BLOG POSTS
There are numerous steps that must be taken to properly stage a home, and some sellers can easily become overwhelmed by all of the tips and steps they have been told to follow. It may be acceptable to skip over some of the steps to save time or money when staging a home, but there are some mis...
06/29/2015
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If you’re thinking of buying a home, you’ve probably been thinking a lot about your credit score as well. Credit scores control so much of what we do in the world of finances, but what does your credit score really have to do with your mortgage? Here are three ways that your credit score could...
07/28/2014
June 25, 2014 By Lori Blank Getting pre-approved for a mortgage loan is an integral part of having the ability to purchase a home in today’s society. With most home prices well above what the majority of us have in the bank, getting approved for a mortgage can be the deal maker or breaker when ...
06/25/2014
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You probably had someone check your foundation when you bought the house, but have you looked twice at it since? These problems don’t happen overnight. They start small and they grow. By the time an issue comes to your attention, it might be too late. Learn to recognize the problems while they’re...
11/05/2013
07/19/2013 By Lori Any family would feel violated after coming home to a ransacked house. Burglars look for specific things when choosing a home to break into, and many homeowners are unknowingly inviting criminals through the front door. Below are five ways you can avoid drawing the eyes...
07/23/2013
06/20/2013 By Lori Are you buying a property as your second home? Perhaps you are looking for a small cottage or apartment where you can escape to for your vacations, or maybe you want to have another home closer to your relatives? Maybe you want to rent out your second property and make ...
06/22/2013
11/10/2011 By admin Leave a Comment As part of its quarterly survey to member banks nationwide, the Federal Reserve asked senior loan officers whether last quarter’s “prime” residential mortgage guidelines have tightened, loosened, or remained as-is. A “prime” borrower is defined as one with a we...
11/11/2011
Wednesday, the Federal Open Market Committee voted to leave the Fed Funds Rate unchanged within its current target range of 0.000-0.250 percent. The vote was nearly unanimous, with just one dissenting voter. There were 3 dissenters at each of the FOMC’s last two meetings. In its press release, th...
11/03/2011
09/13/2011 By admin Leave a Comment ARM adjustments creeping higher For the first time in a year, homeowners with adjusting mortgages are facing rising mortgage rates. The interest rate by which many adjustable-rate mortgages adjust has climbed to its highest level since September 2010, and looks...
09/13/2011
09/08/2011 By admin Leave a Comment Mortgage guidelines tighteningMortgage guidelines appear to be tightening with the nation’s largest banks. In its quarterly survey to senior loan officers nationwide, the Federal Reserve uncovered that a small, but growing, portion of its member banks is making...
09/08/2011