Ralph E. Fisher III's (luxuryhomesofstlouis) Blog

If you've recently applied for credit to finance a St. Louis real estate purchase, and were declined, you might be wondering why a lender would deny you credit.  Most lenders have a checklist of qualifications necessary to get approval for a home loan, and some don't have anything to do with what...

When you first start talking about buying your St Louis or St Charles  home or condo for sale, you'll hear "Oh, you should get pre-qualified first," or "you should get pre-approved first." So who's right? What's the difference between the two?  Is there any difference at all?  Pre-qualified Loans...