Rummy Dhanoa's (m1ll1ons) Blog

How did Halloween begin? The holiday traces back to the ancient Celtic festival known as Samhain. The ancient Celts from Britain and Ireland observed the start of the new year on November 1, All Souls Day. The day marked the end of summer and the harvest. Folks came to believe that on October 31,...

We are often asked why there is so much paperwork mandated by the bank for a mortgage loan application when buying a home today. It seems that the bank needs to know everything about us and requires three separate sources to validate each and every entry on the application form. Many buyers are b...

In the latest Rent vs. Buy Report from Trulia, they explained that homeownership remains cheaper than renting with a traditional 30-year fixed rate mortgage throughout the 100 largest metro areas in the United States. The updated numbers actually show that the range is from an average of 16% in H...

As fall begins, a lot of us are starting to think about the holidays. Thanksgiving will be here soon, as will Christmas, and then New Years.  For a lot of people, these holidays equal one thing—stress. According to a recent survey, Christmas is actually rated 6th on the list of ‘most stressful li...

There has been a lot of talk about how difficult it is to get a home mortgage in today’s lending environment. However, three recent reports have revealed that lending standards are beginning to ease. This is great news for both first time buyers and current homeowners looking to move or buy a sec...

Some make success look easy but the truth is that when a person who has reached the brass ring is noticed it’s only after the most difficult steps have been traversed, and not when they are struggling, which all people who have worked hard have done. Luckily for those who want to follow in their ...

8 Things People With Spotless Toilet, Shower and Sink Do Every DayIf the bathroom is your least favorite space in your entire home to clean, we hear you. It's messy, germy, and sometimes smelly. But what if we told you by adopting a few daily habits you can actually clean this room less often and...

Just as every mother believes her son is a handsome devil, we homeowners tend to see the best in our houses—or at least we become comfortably familiar with the way they look.  Cosmetic fixes can put a prettier face on a plain-Jane home, and the bill doesn't have to hurt.But let’s face it, to the ...

Having a second home for getaways sounds glamorous – and it can be – and many times, it’s even a really good long-term investment. But don’t jump in blindly. Here are eight considerations to make before plunking down on a vacation home:Spend Time There FirstDon’t even think of buying a vacation h...

Use these 10 tips to increase your home's curb appeal and find out how an attractive and well-maintained landscape can add as much as 10 percent to its value.A light blue house with arched front door at the end of a brick walkway also boasts a front-yard cottage-style landscaped garden, complete ...