Rummy Dhanoa's (m1ll1ons) Blog

Every house on the market has to be sold twice; once to a prospective buyer and then to the bank (through the bank’s appraisal). In a housing market where supply is very low and demand is very high, home values increase rapidly. One major challenge in such a market is that bank appraisal. If pric...

Recently, Freddie Mac published a blog post titled Mortgage Rates: Still the Deal of the Century. They explained that, if you are planning to purchase a home, now may be the time:“If you are in the market to buy a home, today's average mortgage rates are something to celebrate compared to almost ...

The good news is that there are some things you can do to not only make the job easier, but also to speed up the process so you can make it go faster.1. Add a lazy Susan to your fridgeIf you’re already taking everything out to give the fridge a good scrub, add a lazy Susan to each shelf before yo...

Every seller wants to get the best price for their house. We learned in high school that the best price for any item will be determined by the demand for that item relative to the supply of that item. We have reported that the inventory of houses for sale is well below normal numbers. There is hi...

Yonkers, NY Named One of Livability.com’s Top 10 Healthiest Cities, 2015 Inaugural list identifies and ranks America’s healthiest cities        There are two parts to every great healthy city. The first is access to quality and affordable health care. The second is promoting and enabling a health...

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  We spend a huge portion of our lives at work. Even if you only work the traditional 40 hours in a week, you’re still spending nearly 1/3 of your life at work. This can be a scary fact for some to face. But if, with the right conditions, you derive a sense of joy from your work, feel a sense of...

Some people stop moving forward because they don’t believe that they have what it takes to accomplish the next objective. This could happen in many different ways. Some people don’t apply for promotions, for example, because they simply don’t believe that they could possibly get them. Some peopl...

Make every day count. Steve Jobs, the founder of Apple Computers, really did a good job of summarizing this idea when he spoke this quote into existence…  “For the past 33 years, I have looked in the mirror every morning and asked myself: 'If today were the last day of my life, would I want to d...

A recent Demand Institute report revealed “nearly half of all American households plan to move at some point in the future.” Seventy-five percent of those surveyed in the report cited one or more ‘location-related reasons’ for their eagerness to move. Here are the top 5 reasons: 1.    Safer Neig...