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Mortgage and Lending - Fairway Independent Mortgage - NMLS #196099
Timely and relevant information about obtaining a mortgage, credit scores, FHA, VA, and No Down Payment Loans in the DC Metro area.
Can I buy a home immediately after a short sale? The answer is yes.  The other day I received a call with this exact question from a Woodbridge, VA short seller. I answered, "Yes you can with FHA, if you meet the following qualifications": Home short sold cannot be a FHA loan Must have been curre...
Why Credit Unions May Not Be The Best Option for Mortgages... Some while back, I wrote a blog post about why credit unions may not be the best option, but I had to re-blog this post by Erick Blackwelder!   *Buyers Beware of Navy Federal One More Reason To Avoid Navy Federal Mortgage Services Navy...
Northern Virginia First Time Buyer Programs are still available with NO down payment. Recently VHDA, a provider of down payments for first time buyers with household income of less than $114,000, changed their credit score requirements. In a previous blog about VHDA No Money Down Financing, the c...
Indoor golf is now available in Woodbridge, VA. If you don't have time to go outside and shoot a full eighteen hole course, but still want to shoot a round of golf visit Tee'd Off Golf located at 14338 Gideon Drive in Woodbridge, VA next door to Happy Home Child Learning Center and right near Po...
Virginia First Time Buyers Programs Increase Income Limits The very popular VHDA Program has increased first time buyer income limits in the entire state but the Washington Metro area received a large boost to help more buyers with credit 620 score or higher qualify for financing through there fi...
I am not a member of a credit union but I believe credit unions are a great option versus traditional banks. However when purchasing a home in the Woodbridge, VA area Credit Unions may not be the best choice. After chatting with Peggy James, a super-duper agent with Exit Realty, she informed that...
Have you been searching for a home in the Woodbridge VA area for the last six months? But you have not been able to win a contract because of investors, multiple bids, or conventional financing? Everybody wants the pretty homes or the prices are so low investors are offering cash and snapping tho...
Are you looking to purchase a new home in Woodbridge, VA? While considering a new home, you need to consider new travel routes, commuter routes, and a new daycare or school for your children. Well no worries, Happy Home Child Learning Center, named one of Northern Virginia's Top 50 Daycare Center...
VA home loans, in Prince William County account for 50% of my new monthly mortgage originations.  Our proximity to the Pentagon, Ft.Belvoir, Quantico, and other area military bases makes Woodbridge, VA and Prince William County a haven for active duty and retired military.  As such, the VA-guaran...
It's Foreclosure Friday in reiny Woodbridge, VA! Below is a blog post that shows that you don't have to wait for the bank to purchase a short sale home. Peggy James of Erick and Company shows you the homes that are pre-approved short sale in Prince William County. But don't forget that you need ...

Markita Woods NMLS#196099

Queen of Mortgages - FHA, VA, Conventional, USDA
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