Mark R. Hardy's Blog

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Real Estate Agent - Short Sales, REO, New Builds, First Time Buyer
RECENT BLOG POSTS
Effective June 3rd, FHA monthly mortgage insurance (MMI) becomes permanent for the life of the loan.  Up until now, MMI only had to remain in place for 5 years, and then was automatically removed once the LTV reached 78%.  This will add thousands of dollars over the life of the loan.  For example...
05/23/2013
THE SKINNY ON JOBS AND HOUSING Over the years, in good times and bad, the most accurate indicator for the health of the housing market has been the health of the job market. When people are working full-time in good jobs they believe they'll keep, it's good for housing too. Here are three ways la...
05/22/2013
Life is Peachy at Schnepf Farms! A weekend of peach food sampling, activities including peach pit spit, pie eating contest, celebrity chef demonstrations, peachy sampling tent, and peachy pancake breakfast. Also featuring train rides through the orchard ($3), U-Pick peaches, and a Country Store &...
05/17/2013
Armed Forces Day Tribute to all Service People, Families & Veterans! Music and dancing all day with DJ's Kevin James & Aleisha; Dance contests & drawings; Remembrance & Patriotic ceremonies; Meet local Veterans advocacy groups and organizations; Surprise appearances! May 18, 2013 Location: Mesa M...
05/16/2013
So part 2 of this series - here are the #4 and #5 ways to create a happy, healthy life in a crazy, hectic world: Walk or exercise for 30 minutes or more a day. Exercise is an essential part of the health equation, and 30 minutes a day is where it begins. Take a walk with a friend after work, leav...
05/16/2013
Life. It’s fast-paced, unpredictable, and ridden with change at every corner. There are new challenges, new opportunities, and new distractions which have complicated our lives in both good ways and bad. We’re highly connected, information-seeking individuals who also can’t quite find the time to...
05/16/2013
Weaker than expected economic data tends to send bond prices up and interest rates down, while positive data points to lower bond prices and rising loan rates. Economic Calendar for the Week of May 13 – May 17  Date Time (ET) Release For Consensus Prior Impact M May 13 08:30 Retail Sales Apr –0.3...
05/15/2013
Real estate is a cyclical business. Whether it’s shifting from a buyers to a sellers market; a sellers to a buyers market or even from the Summer months to the Winter ones - the national and local real estate landscape is ever-changing. Even just this year we watched the real estate landscape fal...
05/14/2013
If you are a homeowner then you should make building equity in your home one of your number one priorities. The reason for this is that equity in your home is like having cash in your bank account because you are able to borrow against it for a variety of different purposes. Also, when you build ...
05/13/2013
I have been in real estate long enough to realize and experience plenty of buyers losing out on the house of their dreams. This is all largely due to their inexperience, incorrect ideas or actions and not trusting in their agent's advice. What is ironic, is that every deal, (WON OR LOST), usually...
05/09/2013
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Mark R. Hardy

Short Sale Specialist Realtor - Mesa AZ
local_phone(480) 773-5195
smartphone(480) 773-5195
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