Matheno Howell-Bey's (matheno) Blog

fha.com: FHA Secure Refinancing The Federal Housing Administration (FHA) was established in 1934 to offer mortgage insurance on loans through FHA-approved lenders. The FHA insures mortgages on single and multi-family homes, and other approved purchases such as manufactured homes. The FHA does not...

If you have thought about using one of those credit repair companies, I encourage you to re-think your position. I will give you some pros and cons of using a credit repair service and the pros and cons of doing it yourself. Let me start by saying the best pros I can find for using a credit repai...

Loss Mitigation Programs That Stop Foreclosure Fast! Foreclosure is at a all time high, people are upside down on their homes. They need answers and I have them to get the assistance and peace of mind they need. Loan Officers and Realtors are not closing as many deals as they were accustomed to a...

Because of the state of the market we have to change our strategies in order to become as successful as we have been in the past to work borrowers and closing deals. I utilize the services of United Credit Educational Services; a full service credit restoration company to work with my borrowers ...

I had to send several files to the mortgage grave due to the new refer eligible guideline. Just when things got a little better in our industry, yet another program is going away. If your client doesn't have a 580 you can forget about it unless they have a very low DTI or 1000's in assets. Here's...

Hello,My name is Matheno Howell-Bey of GM HOME SOLUTIONS located in Baltimore MD. I am a certified credit & debt consultant and an independent representative of United Credit Education Services. I am working with local and national mortgage companies helping them with the clients they are unable ...

As the industry is in its current state, we all have to look at any edge we can to get deals closed.  Underwriting is now a credit nightmare with guidelines changing on a daily basis- if not primary-don't bother.  With that in mind, I have great new tool which I will share with you. This link wil...