Melissa Bayles's (melissabayles) Blog

Fold-up speakers for your MP3 players? You better believe it. OrigAudio's eco-friendly Fold-N-Play speakers let you take your favorite playlists on the road to your office, hotel rooms and the beach. Made from recycled materials, the Fold-N-Play speakers and arrives in a similarly-recycled box. I...

I know millions of you out there are having a financial crisis in one form or another.  The promise of help is on its way, but don’t wait for help start acting now. If you have not spoken to your lender do so and see what they can do for you. For other options contact The Real Estate Geeks 714-2...

Each week, government-led Freddie Mac publishes a weekly mortgage rate survey based on data from 125 banks across the country.  According to this week's results, the relative rate of a 5-year ARM in California is extremely low versus its 30-year fixed-rate cousin. Consider this comparison: In Ap...

Foreclosure filings rose close to 20 percent nationwide last month versus February, according to foreclosure-tracking firm RealtyTrac.com, and for the 13th straight month, total filings topped 300,000. In addition, bank repossessions reached an all-time, quarterly record. Through the first three ...

The federal home buyer tax credit expires April 30 and the deadline is sparking a home sale surge. It figures to burden real estate, mortgage and title offices nationwide over the next 60 days so plan your closing date accordingly. Especially because the last Friday in May is the Friday before Me...

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This was in yesterdays Los Angeles Times... So if any of you who are having a financial hardship, THIS IS BIG NEWS for YOU If you have any questions about this piece of Legislation or the Federal Debt Forgiveness Act please Contact Your Tax Consultant & The Real Estate Geeks: Chip Esajian @ 714-2...

Taxes are due April 15 and if you're among the millions of Americans who wait until the last week to file, here's a video interview that could help you reduce your federal tax liability.  Originally broadcast by NBC's The Today Show, the 4-minute piece reviews various tax credits and deductions,...

Mortgage markets improved yesterday after the Federal Reserve released its March 16, 2010 meeting minutes. It's good news for home buyers and rate shoppers -- rates could have just as easily gone the other way. The Fed Minutes is a detailed recap of the debate and discussion that shapes the natio...

As expected, the Pending Home Sales shot higher in February, boosted by the federal home buyer tax credit's April 30 deadline. Versus the month prior, February's index rose 8 percent but remains well off the highs set last October. For today's home buyers and seller, the Pending Home Sales Index ...