Melissa Bayles's (melissabayles) Blog

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Real Estate Agent - The Real Estate Geeks A Team of Prudential California Realty
RECENT BLOG POSTS
Single-family Housing Starts eased lower last month, falling by 0.7 percent from May, or 3,000 units nationwide. A "housing start" is a home on which construction has started. June's Housing Starts data is somewhat soft and may partially explain why home builder confidence dropped to its lowest ...
09/14/2010
object width="640" height="385"> Thanks for checking out our videos & blogs - Don't forget to subscribe to our site its super easy to do and it's FREE! Just visit our site at http:www.TheRealEstateGeeksTv.com and fill in your email address in the empty subscribe box found at the top right hand si...
09/14/2010
Home affordability is at an all-time high. Home values are still in recovery while mortgage rates continue to make new lows. But where are homes the most affordable? CNNMoney.com recently ran a piece titled "Where Homes Are Affordable", listing 25 communities around the U.S. in which median incom...
09/12/2010
313,841 foreclosure filings were made in June, according to foreclosure-tracking firm RealtyTrac. The figure represents a 3 percent drop from May and 7 percent drop from June of last year. However, foreclosure filings remain relatively high nationwide. June marks the 16th straight month the fili...
09/09/2010
Conforming mortgage rates may be posting all-time lows this week, but that doesn't mean you'll be eligible for them. You may have already called your loan officer and found this out the hard way. It's because of a federally-mandated mortgage-pricing scheme known as "loan-level pricing adjustments...
09/09/2010
If your adjustable rate mortgage is due to adjust this year, don't go rushing to replace it just yet. Your soon-to-adjust mortgage rate may actually go lower. It's related to the math behind the ARM. Conventional, adjustable-rate mortgages share a common life cycle: There's a "starter period" in...
09/05/2010
Morning television can be "light", but as far as personal finance interviews go, this Suze Orman segment from The Today Show is loaded with practical financial planning advice. Titled "What Should You Do First?", Ms. Orman addressed the real-life, money management conundrums households face, suc...
09/02/2010
An EPA study shows that close to dozen common air pollutants are 2 to 5 times more concentrated indoors versus outdoors, regardless of whether the home is is located in Rural America, or in an industrial zone. The cause is volatile organic compounds, more commonly known as VOCs. VOCs are gases em...
09/02/2010
The Pending Home Sales Index plunged in May 2010, just one month after the expiration of the federal home buyer tax credit program. The Pending Home Sales Index is now at a record-low level. A "pending home sale" is an existing home under contract to sell, but not yet closed. According to the Nat...
09/02/2010
As 2009 was ending, the "experts" were busy making forecasts about the U.S. economy and what to expect in 2010. With respect to the housing markets, two predictions were made again and again: Home prices would fall in the first half of 2010 Mortgage rates would be higher in 2010 Well, it's July 1...
08/09/2010
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