Mark Gowlovech's (mg0517) Blog

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Mortgage and Lending - HomeSmart - NMLS 1575944 MB 0941439
RECENT BLOG POSTS
An Arizona Bridge Loan is money that is lent by a bank or investor to cover the interval between two transactions. A typical example is when a person is buying and selling a house.Selling your home or buying a new home can be two extremely stressful times. Sure, it it exciting. However, it is tha...
04/12/2019
Most people believe that you need money to make money. For the most part, that is accurate. However, there is a way to fix and flip a house with no money down—you just need the right lender.Investors typically achieve flipping houses in Arizona with no money down by wholesaling properties and usi...
04/11/2019
Getting 100 percent Texas Hard Money Loans for flips might seem as difficult as catching a unicorn, but in reality it isn't. Getting such a deal just requires a little out of the box thinking and some negotiation on your part.If a lender is offering 100 percent financing, you have to ask, 100 per...
04/11/2019
With Texas Fix and Flip Loans, you might wonder just how much you need to spend on rehab. Should you spend a lot or a little? What’s the right balance?Let us consider the following story, of 3 flippers in one neighborhood, to answer that question.When it comes to Texas Fix and Flip Loans and reha...
04/11/2019
If you want to get into investing in real estate, bank after bank might deny your application and Texas Hard Money Loans might be your only option, but what's the best way to use these loans?Hard money is asset-based rather than credit based so it is easier to qualify for, especially for first-ti...
04/10/2019
How should you go about financing real estate? Money is money after all, but there are different types of money. Whether you are a first-time real-estate investor or a long time player, what is the right source of money, and what’s the difference between soft money loans and Texas Hard Money Loan...
04/10/2019
Online articles about Texas Hard Money Loans often cite that this type of financing entails a steep down payment, so is hard money is reserved only for cash-rich investors? The first thing to discuss when it comes to hard money and down payments is LTV. LTV is the amount you can borrow, as a perc...
04/10/2019
When it comes to Texas hard money loans, one of the big factors banks will look at is your debt to income ratio or DTI. But what if you want to buy into rental properties to improve your income situation? If that is your case your pretty much SOL if you rely on the bank. But there is another way....
04/09/2019
Banks don't like to give Texas rental property loans to people with irregular incomes. So if your self-employed, you might think there is no way to buy into rental properties, but you'd be mistaken.Because you can always use hard money, but if you do a google search for this term you might end up...
04/09/2019
Most in the real-estate investment game consider Texas Hard Money Loans to be best suited for house flips, but what about long term rentals? Why would you want to use hard money to buy a rental property? Since hard money is supposed to be paid off in a handful of months, it’s easy to assume this ...
04/09/2019
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