Michael Delp- Pennsylvania Mortgage Broker

    Well it looks like I've been tagged for a Meme by Karen Rice, my favorite Pike County Real Estate Agent. I don't know that I can write about myself as eloquently as she did, but I will try!   1.      Who is your favorite musical artist?  It is so hard to limit this question to one person. I l...

  Have you ever looked back and said " I should have..." (Insert your own ending) I seem to do that all the time. I think we all do it to a certain extent. I should have bought that stock or I should have bought that house. We all look back and wish we would have done things differently. There is...

  I just noticed that I haven't written a post in months! I have been here at Active Rain since there were less than a thousand members, and now there are over 77,000! I still check in faithfully to read a ton of posts, but I really haven't had much t o say. I always said I was a numbers guy, not...

   As many of you have noticed, the Real Estate industry is in a slowdown. I saw figures last night that indicate that the price of houses dropped 4.5% last quarter. Any time that prices drop like that cannot be a good thing. What is the cause of the decline? In my opinion, it is media that has c...

  As some of you may know, I love the movie "It's a wonderful life". I watch it every year around Christmas time. Usually several times. What intrigues me so much about this movie is how they show what life would be like without someone. I think it is important that we all are conscious about how...

  Working with a Mortgage Broker has it's advantages. I have a customer who came to me for a mortgage. He was concerned that the interest rate was higher than he expected. I find that most customers remember interest rates when they were at their low point. Now they are over a percent higher. Rig...

   Summertime is full of activities for families. There is swimming, camping,going to the beach, picnics.... the list goes on and on. One of my favorite summertime activities with the family is to go to a County Fair.   Next week is the start of the Schuylkill County Fair. You can find more infor...

    One of the pieces of advice my Broker gave me years ago was to manage your customers expectations. What he meant by this is to keep them informed so they know what to expect. If you think there is going to be a problem with an appraisal,income, or assets, tell your customer there may be a pro...

   I have been originating loans for over 6 years now. I had some sales backround, but not a sales job that was 100% commission. If I didn't sell, I didn't eat so to speak. One of the first thing my broker taught me was to return phone calls. Every call, as quickly as possible. In this business, ...

  There has been a lot of talk lately about the market turning to a buyers market. I never paid a whole lot of attention to where the market for homes is going. There will always be people buying and selling, it just affects the numbers of homes sold and how quickly they sell.    Not too long ago...