When I was a young Christian (early 20s), the country was just coming out of the hippy stage. In that environment, we played a lot of rock music, but there was also a folk element that lingered within the ranks of that community. As many of us began to turn to Christ, many talented musicans a
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03/30/2013
"Why do I need a pre-approval letter to submit a contract?" I hear that question with about 1 out of 3 new clients that I meet. It's simple. The seller wants to know if you can buy the house. A pre-qualification letter may suffice for some sellers, but I'm running into more and more banks tha
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03/30/2013
The Winchester / Frederick County real estate market is showing signs of serious market shift. Our inventory of available properties have dropped to 461, down 13% from the end of 2012. The number of pending properties currently stands at 321. The number of pending properties that went under co
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03/30/2013
It was just to pretty outside today to stay inside. After a listing appointment and a showing this morning, the big dog and I took to the park. He loves to ride in the car, and he loves going for walks. He's not real big on long walks, but a walk is a walk. I hope you're enjoying this beautif
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03/30/2013
My challenge with the "getting healthy in the rain" contest was to make time to be healthy. I'm notorious for being too busy which leads to poor eating choices along with eating on the run. The rapid pace of my life is probably the biggest trigger of poor food choices and fewer opportunities to
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03/29/2013
My life is full of phone calls, meetings, appointments, contracts, leases, emails, returned phone calls, more emails, deadlines, etc., etc., . . . you get the picture. It's probably a lot like yours. I was just thinking, "What would I do if I had nothing to do?" What a wonderful question to
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03/29/2013
Life is full of turning points. I've had some major turning points that have caused some great changes in my life. They don't seem to have any rhyme or reason for when they appear, but when they come, dramatic things seem to follow. In 1984, I had been working with an electrical contractor
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03/28/2013
Wow! How did that happen? In March of 2011, I wrote my first blog. I assumed it would probably be my one and only blog because I had no idea what I was doing. It wasn't that I didn't enjoy it, but I really was clueless. I kind of thought, if I didn't know what I was doing, I wouldn't follow
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03/26/2013
When my oldest son was in his mid-teens I taught him how to be a stock trader. We had weekly sessions where we discussed economics and what types of things impact stock prices. It was his first connection with opportunity costs. Opportunity costs are what I would call trade off decisions. For
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03/26/2013
"I want to buy a house, but I don't have a clue what I'm doing. Can you help me?" Absolutely. I had a client say that to me this week. Buying a house is a simple, yet complicated process. If you're truly ready when you start looking at houses, it's simple. If you're not, if can become compl
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03/25/2013
