Molly's Blog

FHA Changes: FHA is trying to balance 3 fundamental objectives: Financial soundness of the FHA insurance fund-ensuring that its capital ratio returns above 2% Fufilling its mission of serving borrowers not adequately served by the private sector Facilitating the recovery of the housing industry a...

Haiti: How Greenies Can Help by Amanda Wills One of the No. 1 questions on social media outlets and blogs during the aftermath of last week’s 7.0 magnitude Haitian earthquake was How can I help? While President Obama has pledged $100 million in disaster relief, there is an onslaught of mass mobil...

Fight Financial Myths with Facts TRUE OR FALSE? The average fee for overdrawing on a debit card transaction is double the amount of the overdraft.  True.  The average shortfall is only $17, but the average overdraft fee is $34. In recent years, the financial services industry has spent more on lo...

CLICK TO VIEW LISTING WEBSITE Photo Gallery Description and Features Custom Built home on .93 manicured acre in upscale Cooper Mountain. This Home offers a fabulous kitchen with Granite counters and Stainless appliances. The Kitchen opens to a Casual Dining area, a spacious Family Room with expa...

If You Want to Take Advantage of the Tax Credits…… You Need to take action now (rates WILL be going up!) Tax Credit Expires April 30, 2010, must be under contract by then, with a closing by June 30, 2010 Average closing take around 45 days, which occurs after we find the home and make the offer. ...

Tax Law Changes for 2009 That May Affect Your Taxes: First-time Homebuyer Credit:The credit increased to as much as $8,000 ($4,000 if married filing separately) for homes bought after 2008 and before May 1, 2010. Homebuyer Credit for Current Homeowners:A refundable credit of up to $6,500 (up to $...

Senate Bill 628, passed by the 2009 Oregon Legislature, requires lenders to meet with borrowers facing foreclosure – either in person or by phone – and evaluate whether they qualify for a loan modification. A loan modification could help borrowers lower their monthly payments and keep their home....

RISMEDIA, December 21, 2009—It’s easy pickings out there for many potential homebuyers. Housing prices are at their lowest in more than a decade, inventories are high, analysts are predicting a new wave of foreclosures and the government is offering two substantial tax credits for which many hom...

Effective November 1, NW Natural residential customers will receive a 16 percent rate decrease and commercial customers will receive a 19 percent decrease. This decrease is lower than the original filing in August, as NW Natural has continued to lock in supplies at lower costs for the coming heat...

Wondering if you qualify for any of the Tax Credits? I can help you! I am offering a Free Tax Credit Qualification Consultation to help people take advantage of this credit while we can. There are many items to these credits, that some may not even be aware of. For example, the $6500 credit can b...