Shawn Gerhardson Minnesotas Preferred Lenders Blog

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Mortgage and Lending - Waterstone Mortgage NMLS#186434 - NMLS# 274129
What's really your best choice when it comes to financing a home?  When you begin your search for a new home loan, one of the first things to consider is where you'll get the money. Your basic choices will be mortgage brokers and banks. In order to understand the differences, let's look at how th...
  The USDA recently put out their newly revised handbook and there’s at least one thing that you need to be aware of…. The ³Realtor Admin Fee², or any other similarly named fee representing an administrative charge imposed by the Realtor on the borrower, may not be charged to the borrower on a U...
3 Top Tips To Selecting The Right Home For Your Family   Whether you are moving to a new house with children or you are buying your first Isanti home with the intention of raising future little ones there, many factors will come into play when making your decision. You will want to find a house w...
 What To Do When Your Home Doesn’t Appraise At Its Purchase Price   Experienced home sellers in Isanti know that reaching a sales agreement with a potential buyer can be just the start of the negotiation process. There are often inspection issues to resolve, among other items. One particular nego...
Reasons To Attend Your Own Home Inspection   As a home buyer in Isanti , you can get a feel for whether a home’s systems and appliances are in working order. However, you can’t know for certain until after the home’s been inspected. This is why real estate agents recommend that buyers hire a lice...
What’s Ahead For Mortgage Rates This Week – March 30, 2015 Last week’s economic reports included reports on new and existing home sales and FHFA’s monthly home price index for properties associated with Fannie Mae and Freddie Mac mortgages. The details: New Home Sales Surge, Existing Home Sales D...
Spring DIY Projects: How to Build a Treehouse That the Kids Will Love If you have children, no home is complete without a treehouse. Besides the fact that treehouses provide kids with hours of entertainment, they can also confer ancillary benefits that are hard to quantify. For starters, treehous...
3 Reasons Why Your Mortgage Lender Might Ask for Your Tax Returns – And Why You Should Provide Them After you have completed the initial loan application and have signed the preliminary loan disclosures, your mortgage loan application will generally receive a preliminary prequalification. This pr...
FHFA: Home Prices Rise 0.30 Percent in January The Federal Housing Finance Agency (FHFA) reported that home prices rose by a seasonally-adjusted rate of 0.30 percent in January, and were 5.10 percent higher as compared to home prices in January 2014. FHFA oversees Fannie Mae and Freddie Mac and i...
Considering a Reverse Mortgage Loan? Here’s What You Need to Know Many seniors are looking for a great way to improve their financial situation. Retirement or semi-retirement can be difficult due to the need to live on a fixed income. Some may have been unable to save enough in their working year...

Shawn Gerhardson

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