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RECENT BLOG POSTS
  Condensation occurs when the air has too much moisture in it which is felt as high humidity.  The water deposits on various surfaces that are cooler than the air itself.  Several things can contribute to the high humidity such as cooking, dishwashers, clothes dryers, bathing and long showers.  ...
10/16/2019
  The cost of a VA home loan is going up beginning January 1, 2020 when the funding fee is being increased from 2.15% to 2.3% for first time use.  The amount increases to 3.6% for subsequent zero-down payment loans.  Reservists and national guard veterans are subject to a slightly higher fee. Vet...
10/13/2019
  Your home is meant to be your haven, a safe and healthy place for you and your family. So, you might be surprised to learn that research from the Environmental Protection Agency shows that indoor air quality can be 2 to 5 times more toxic than outdoor air. There are many contributing factors to...
10/13/2019
  Insurance is required on a home by the mortgage company, but homeowners rely on it for peace of mind also.  Unfortunately, people may not take the time to investigate their policy and what it covers until they need to file a claim, which could be too late. While it may not seem like the best us...
09/23/2019
  Real estate has consistently been one of the highest rated investments available to individuals.  TV shows certainly make rentals look easy and you may even know someone who has made a lot of money with them.  Possibly, the thought has crossed your mind that if they can do it, you can too. Befo...
09/17/2019
  Occasionally, buyers who can qualify to purchase a home decide to "take a break" and wait to purchase a home.  When the focus of buying a home is relaxed, other uses for the money that was going to be used for the home are considered. Maybe they think how much fun it would be to have a Sea Doo...
09/09/2019
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9/4/2019 It is estimated that over 15% of the population in the U.S. are over 65 years of age.  With one of the most common fears of seniors being their money will run out early, it is understandable that downsizing may be strategy to meet their goals. Once the kids are grown, have careers, relat...
09/04/2019
Steps in Home Buying Process The process of buying a home can be different based on the price range and whether a mortgage is needed.  While some things are different, others are similar regardless of price, financing or local customs. Each year, the National Association of REALTORS® surveys buye...
08/27/2019
  Equity build-up could be one of the biggest advantages to buying a home.  There are two distinct dynamics that take place to make this happen: each house payment applies an amount to reduce the mortgage owed and appreciation causes the value of the home to go up. It is easy to make a projection...
08/19/2019
  35% of respondents, in a recent annual Gallup poll that dates back to 2002, identified real estate as the best long-term investment option compared to 27% who identified stocks. The top choices included real estate, stocks, savings accounts and gold.  Even with the remarkable prices of the diff...
08/12/2019
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