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RECENT BLOG POSTS
Removing or Adding a Person to a Loan In divorce situations, it is common, for the spouse who keeps the home to refinance to remove the other spouse from the loan.  Equally as common, first-time buyers who don't have enough income to qualify may ask a parent to co-sign and must add their name to ...
10/26/2021
1 Comments
Cash-Out Refinance10/13/2021 With the rapid appreciation that homes have had in the last two years, most homeowners have equity.  A common way to release part of the equity is to cash-out refinance but some homeowners may not be eligible currently. This type of loan replaces the current mortgage...
10/26/2021
  Let's assume that you have owned your home for several years.  It has increased in value and the unpaid balance considerably less than you originally borrowed.  In short, you have equity in the home.  You're thinking about buying another home and one of the questions going through your mind is ...
10/24/2021
  In the Boy Scouts, a certification, called a Totin' Chip, is required for scouts to carry, and use woods tools like a knife, axe and a saw.  They must read and understand the use and safety rules from the scout handbooks and demonstrate the proper handling, care, and use of each. No such certi...
09/28/2021
3 Comments
  A well-known professional home stager, recently, decided to sell the 4,000+ square foot home which she lived in with her husband.  It was certainly well maintained and by most standards, could have gone on the market immediately.  However, she still went through a full staging effort before sh...
09/15/2021
  A Seller's equity in their home is the difference between what the home is worth and what they owe.  At any point in time, it is an estimation because value is a very subjective term.  If the seller thinks the home is worth more than an actual buyer will pay for it, the estimated equity is too ...
09/07/2021
Rising Rents - Music to Your Ears?9/1/2021 Rents going up may not be pleasant to hear for tenants, but it could be music to your ears if you are an investor. The recent CoreLogic Single-Family Rent Index, April 2021, showed a 5.3% increase in national rent year over year which doubled the increa...
08/30/2021
An interesting homeownership cycle begins with a starter home and progresses to larger and smaller homes throughout a person's lifetime.  Within a few years after purchasing their initial home, they might move up to a little larger house.  The reasons could be that they simply want a larger home...
08/28/2021
  Some homeowners who could not afford to make their mortgage payments this past year have been relieved to find out that their mortgage servicer or lender allowed them to pause or possibly, reduce their payments for a limited period.  While it does relieve the financial pressure, it is a tempora...
08/27/2021
Even in the current, low inventory housing market, sellers are resisting the urge to sell it themselves and still seeking the help of a real estate professional.  It may be more important than ever and there is too much at stake to risk going it alone. The number of people attempting to sell on ...
08/11/2021