RECENT BLOG POSTS
Divorce can ruin your credit report.  Divorce is hard enough when you combine finances, it can sometimes lead to difficult situations.  Often times these difficult situations are initiated by a soon to be ex-spouse making late payments on shared accounts.These late payments appear on both of the ...
04/23/2018
Marital Liens, Lis Pendens & MortgagesLis Pendens are notices that warn the public of lawsuits that affect real estate. They are often used in divorce cases to protect one spouse when the other tries to transfer real estate without the other spouse’s knowledge. A Lis Pendens help to protect a spo...
04/09/2018
Luxury home for sale from the Luxury home experts. Incomparable Palatial Mansion on Lakes in Willow Bend! Designed by world famous Architect, Fred Wynn! OPULENT craftsmanship and quality throughout this 13,000+ square feet Masterpiece on over one half acre waterfront, greenbelt lot. Guests will a...
03/16/2018
Buying a home with a reverse mortgage is easy.Wondering what a reverse mortgage is, and whether it can be used in the purchase of a new home? Absolutely it can, in a process called a Home Equity Conversion Mortgage Purchase or HP4 HECM. An existing home or new construction home is bought at the s...
03/12/2018
Get Ready for the Tax Deductions! The IRS is nice to homeowners, no kidding. Here are some of the tax breaks available. Home Steps Help on Your Way Home • Purchase Costs Deduction. In most cases, any loan discount points and origination fees are tax deductible for the buyer, no matter who pays fo...
03/09/2018
Property Settlement Notes in DivorceProperty Settlement Note – a deferred payment in property settlement used to equalize property. Used to equalize property Not taxable to the recipient Does not survive bankruptcy Very often when divorcing couples negotiate the terms and conditions of a property...
03/08/2018
Dallas Texas mortgage rates increased roughly 0.50% this month.  Interest rates are almost 1% higher than their lowest point over the last 12 months.  The stock market, perceived tax cuts, and fears of inflation have all combined to impact interest rates negatively.If you are even remotely intere...
02/16/2018
Mortgage rates update for Dallas Texas for January 19, 2018. Mortgage rates climbed higher this week as a result of the bullish stock market. The stock market was pushed higher on economic optimism and as the recent tax plan buoyed stocks. Unfortunately, the bond market did not fare so well. The ...
01/19/2018
How does an inquiry affect my credit score for a mortgage. As a top Dallas Texas lender, I get this question all the time.  The fact is if you are shopping for a Dallas Texas mortgage, lenders have to pull your credit.  Let’s take a look at some basics.  What is an inquiry?  An Inquiry is the com...
01/16/2018
Now is the time to file your Texas Homestead form if you closed on your home prior to January 1st. I like to remind people in the latter part of January because hopefully you’re done with your Holiday bills and you’re starting to get your tax information ready.If you own a residence in Texas, you...
01/05/2018
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