Michelle Dugan's Blog

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Mortgage and Lending - MS Lending, LLC - 102016
RECENT BLOG POSTS
2 Comments
Recently, Family Circle Magazine named Madison, MS one of their Top 10 Best Towns for Families.  This is a wonderful honor to be given to my hometown.  I am so very proud to say that this is where I grew up and still live today.  You can read more on the article here...  http://www.parents.com/pa...
10/23/2007
3 Comments
Just want to give a big HOORAY for rates finally coming down a bit!  Here's to hoping that things don't change for the worse before we get to celebrate these lower rates :) 
10/22/2007
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I am in the process of completing a realtor presentation on the Mortgage Meltdown of 2007.  If you are a real estate agent in the Metro Jackson, Mississippi area, please let me know!  I would love to get you some information on the presentation and explain how it can be an asset to you and/or you...
10/18/2007
Do you have a loan in Mississippi but aren't licensed to business in the state?  I would appreciate your referrals!  Please email me or call me with any mortgage referrals! 
10/11/2007
Co-signing for loans has become a common event in today's society.  There are many times when a credit report is pulled and the person has co-signed on a loan for someone else.  Co-signing can definitely help the person who is in need of a co-signor but it is rarely ever beneficial for the person...
10/11/2007
4 Comments
Have you ever worked with a borrower who had no credit scores?  Many times, these people have been advised by someone along the way that they should open up some type of loan account or credit card in order to have some type of credit card.  While this isn't bad advice, please be aware that an ac...
10/02/2007
5 Comments
Last week, while attending continuing education classes, one of the classes was on Credit Scores.  I learned some very valuable information in the class.  One of the things that really surprised me was information I learned about credit cards.  So...Pull out your wallet.  Look at your credit card...
09/24/2007
I am in California visiting my mom for a few days and spoke with some friends in the area about real estate, mortgages, etc.  I am familiar with escrows vs attorney closings but learned even more about them from my friends here.  Have any of you worked both sides?  Have you done attorney closings...
09/24/2007
7 Comments
For the first time, I am in a situation where I have a borrower who is wanting to buy more than what is affordable.  The loan is approved (conventional loan but interest only) and all but I just feel like it is going to be a foreclosure down the road.  I just want to tell the customer DON'T BUY T...
07/24/2007
1 Comments
Before working as a loan officer, I worked as a paralegal for a real estate attorney.  I was his closing coordinator and worked on all of the loan closings.  This provided great experience for me but has not put me in an odd situation.  I get frustrated when I got into an attorney's office and I ...
07/05/2007
Rainer
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