Rick Costa Mortgage Loans -Ukiah, CA.

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Mortgage and Lending - Primary Residential Mortgage Inc. NMLS 3094 - NMLS # 260747



Is your lender a part of your team? Do you think of your lender as somebody who adds value to you? Have you sat down with your lender and discussed how you both can benefit from this partnership? I believe as a lender, i do more than just close the loan. I should be actively engaged with my realt...
Though i know its only September, it is time to start thinking about how your year is coming along and will you hit your goals? Better than 2013 or not so much? What will you do differently next year? I have been comtemplating this over the last few weeks and sharing my thoughts  with a few refer...
Last week I had the pleasure of listening to Hal Elrod writer of the book "The Miracle Morning". I am very familiar with "self help" books and recovery programs, but this reading is still a must for all of us who would like to get more focus on our life and business plan.  Taking time for ourselv...
USDA Rural Development financing will get more expensive on October 1, 2014 when the annual fee will increase from .40 to .50. This is not a big increase, but USDA financing has tightened up over the last year, and this will just make it that more difficult to qualify. If anyone has figured out o...
If the fed's don't buy mortgages...and FNMA is liquidated.... anyone giving any thought to what happens if our government decides to really liquidate FNMA and FHLMC? Who is going to be the buyer of all of these real estate loans? Just a reminder, that over the last few years,  that the primary bu...

Rick Costa

FHA/VA/USDA expert
smartphone(707) 529-3374
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