Nick Pakulla Mortgage Lender Loan Officer in Maryland (MD), the District of Columbia (DC), and Virginia (VA)

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Mortgage and Lending - Nick Pakulla Mortgage Team Maryland, Virginia, District of Columbia - NMLS#: 728211
RECENT BLOG POSTS
This just in....On Saturday April 16, Bikes for the World will be collecting bikes at EIGHT Whole Foods Market locations in Montgomery County MD and Washington DC.  That's eight locations in one day!  Come out to, be a part of, and make this an amazing event.  There are many ways to get involved....
04/15/2011
Could the pending government shut down affect housing? The simple answer is yes.  However, the depth of the impact will depend on the length of the shut down and what guidance is released.  A short shut down will have a very minor impact, but a month long shut down would have significant impact....
04/07/2011
Here is a fantastic snapshot view of how the housing market has been performing detailing historic home value appreciation over the past 10 years. While the recent recession has caused some short term problems, home ownership is still a great return on your investment according the the numbers. C...
04/01/2011
Cherry Blossom Festival Peak Bloom Period - One of the Perks of Living in Montgomery County! This year we decided that we would take a trip to visit the Cherry Blossoms.   I have lived near DC my entire life, and never had the timing right to see the Cherry Blossoms in Peak bloom.  I highly recom...
03/29/2011
How to calculate a monthly mortgage payment?  This is a calculation I run through many times per day for buyers, however, a number of first time homebuyers are confused about what goes into a mortgage payment.  So below I have it broken down -- we’ll keep it in 2 main categories FHA mortgages an...
03/28/2011
If you are considering buying or selling your home in an area such as the Kentlands in Montgomery County, now is the time to act!  As you may have heard there are a large number of governmental reforms coming to the housing and mortgage industries.  Most of them still have to be discussed among ...
02/26/2011
It has been almost 2 years since First Place Bank has been open here in Rockville, Maryland.  Currently in Rockville we operate a mortgage lending branch where there are Loan Officers and staff (no tellers).  We offer mortgage loans in Maryland, Virginia, and DC, including areas such as Bethesda,...
02/13/2011
Follow Me On:       Understanding the Home Appraisal Process Consumers are often baffled by the home appraisal process. They may feel their home is worth a certain dollar amount, and therefore, the appraised value doesn't make sense to them. It is important to know that appraisal guidelines are ...
02/10/2011
How to get a jumbo mortgage with a 10% low down payment in Maryland, DC, or Virginia Likely if you're reading this you are frustrated that there seems to be no way to obtain a mortgage above the Fannie loan limits, normally requiring a jumbo loan.  Alternative (non-conventional) loan products are...
01/31/2011
For loans originated on or before September 30, 2011, the "temporary" high-cost area loan limits will apply and will be the same as the 2010 high-cost area loan limits, up to a maximum of $729,750. Presented below is a table detailing the County loan limits for Maryland, DC, and Virginia. The lim...
01/30/2011
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Nick Pakulla

Nick Pakulla Mortgage Team, Lender in MD DC VA
local_phone(301) 585-7283
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Loan Officer with First Place Bank in Rockville Maryland. FHA, 80-10-10, VA, Conforming, Jumbo, Refinances, a group of local approved appraisers (no 3rd party appraisal system), In-House Processing and Underwriting. Servicing Maryland, DC, and Virginia.