Nita Shinsky's (nitarealtor) Blog

  Texas Foreclosure Prevention Task Force Urges Homeowners to Seek Help with Emergency Homeowners' Loan Program (EHLP)     The Texas Foreclosure Prevention Task Force is encouraging any Texas homeowner who has recently suffered job loss or significant reduction in income to investigate whether t...

Who Represents You? In almost every state in the U.S., buyers have the option of being represented by their real estate agent. This relationship creates responsibilities that require the agent put their client's interests above their own.   The duties a buyer or seller can expect to receive among...

Top 10 FHA Loan Advantages Fannie Mae and Freddie Mac underwritten conventional, FHA and VA loans account for the vast majority of mortgages chosen by buyers to finance their home purchase. While buyers have the choice on which product to use, there are some considerable advantages to FHA. More t...

One More Chance?   Fixed Rate mortgages are at their lowest level for 2011 as reported in the current Freddie Mac weekly Primary Mortgage Market Survey. Many qualified buyers missed the opportunity last fall in October and November to refinance at record low rates. This may give homeowners one mo...

Cash Now - Mortgage Later? You might think that a person who pays cash doesn't have many concerns or at least not the same ones as most people.  Roughly, about 9% of people paid cash for their home last year with a considerably higher percentage paying cash this year.    The first question that c...

Start Your Projects Summertime is almost here and millions of Americans will be starting home improvement projects.  Whether they're classified as maintenance, updating or energy saving, they should make homeownership more enjoyable.   Remodeling magazine's 2010-11 Cost vs. Value Report suggests ...