Herb Johnson's (nkyrealty) Blog

Buying a home can be one of the more stressful experiences in life. It is often a long and sometimes intimidating process, lasting up to six months on average. The Real Estate market is huge and changes often with swings up and down. It's easy to become overwhelmed by how much is ahead of you and...

Home ownership is still one of Americans top priorities. Here in Northern Kentucky that is the case too. Going from renting to owning your own home can seem like a tedious mission. But if you plan, the goal of home ownership can be yours. When budgeting how much home you can afford, it’s importan...

As the turn down is housing drags on, many homeowners are now underwater. Around 3.5 million homeowners are behind in their payments and another 1.5 million homes are already in the foreclosure process, according to RealtyTrac. As banks and Lenders start to work through their backlog of distresse...

The message frequently heard in the media today, the affordability of owning a home is at an all time high. With interest rates at historically low levels and housing across the country beginning to either stabilize or improve, homeownership is within reach of more households than it has been for...

The long-awaited housing recovery is beginning to blossom. The evidence: home sales have been on the rise for the past three months, posting a 5 percent increase in December. Consumers are gaining confidence from record low mortgage interest rates, job growth and bargain home prices. In addition...

Your credit score is not just a factor in determining whether you get a loan or a line of credit, it often determines how much you will pay for credit. Typically, the better your credit score, the lower your interest rate. Bottom line, having a healthy score can save you money. Credit scores are ...

Realtors use comparable sales to see what the market bears for a listing price or value range marketing. Yet what makes a home a good comp? A few things must line up in order for the Realtor to utilize the comp to justify your listing price. The same neighborhood, school district, similar street ...

Reasons For Professional Assistance All real estate licensees are not the same. Only real estate licensees who are members of the NATIONAL ASSOCIATION OF REALTORS® are properly called REALTORS®. They proudly display the REALTOR "®" logo on the business card or other marketing and sales literatur...

                                                                                            Housing Goes "Green"                                                                                  Wherever you turn these days, it seems that someone is talking about "Green", or "Leadership in Energy ...

Nothing but the best of everything will be found in this all brick 8000 square ft. home. Finished lower level includes a theater room and diner to entertain guests. Pool, hot tub, 3 car garage, wooded view situated on 1.88 acres. Rare to feel so welcomed, yet surrounded by such elegance. From the...