I'm not normally a shades-of-grey type of person. Generally if there is a clear right and wrong, a stop or go, or a black or white decision to be made I tend towards not seeing shades of grey in the situation that will allow the "little white lie" excuse. There normally aren't any little white li
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10/30/2010
Have you noticed that it seems that only scoundrels and scumbags run for public office - at least according to the ads being run as we near the election. There doesn't seem to be an honest person among the candidates, or so their opponents claim. Some apparently have lied about lots of important
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10/28/2010
I've notice for the last couple of months that more and more home sales involve prices that are less than what it appears the homeowners owe (at least from the public records anyway) and yet are shown as not short-sales. My own experience this year representing underwater homeowners verifies this
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10/25/2010
Under the heading, "Just When You Thought Things Couldn't Get Any Dumber" comes this story from the Washington Post - The freeze on foreclosures is putting federal employees with security clearances in a jam. The government monitors the finances of employees that it believes could be vulnerable t
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10/23/2010
"Never let what you cannot do stop you from doing what you can do." (Stephen Pierce-Internet Marketer) from my favorite source for inspirational quotes - the Jack's Winning Words Blog. I'll admit to being a worrier and what I would call an over-thinker. Sometimes I fret away the night thinking a
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10/22/2010
When I was a child there was a popular children's story about a character called Briar Rabbit. Now, Briar Rabbit was a feisty little bunny who was always matching wits with the fox and the bear in these stories. He was sort of an early day Road Runner to his nemesis - Wyle Coyote. Anyway the fox
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10/21/2010
Some days I don't hit upon any particular theme for this missive and this is one of those days. I'm not sure what to make of the brouhaha over the fact that several states have now caused many of the big banks to declare a moratorium on foreclosures. On the one hand there is certainly evidence th
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10/18/2010
I've been reading about some of the more exotic financial instruments that were (and in many cases still are) available which contributed to the financial crisis. Many of these so-called derivatives or derivative-based bonds were based on one very plain assumption - somewhere there had to be a l
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10/17/2010
"Patience is also a form of action." (Auguste Rodin). Rodin, the famous sculptor, could have named his statue "The Thinker" waiting on the bank to respond to short-sale an offer. In fact Rodin may have sculpted the entire process without realizing it. See below. Stage 1 - I just put in an offer a
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10/08/2010
Realty Times carried a story based upon a recent report from The National Association of Home Builders (NAHB). The story stated that while the national median existing-home price for all housing types was $178,600 in August, up 0.8 percent from a year ago, sales of distressed homes rose to 34 per
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10/04/2010
