Northwest Indiana Loan Guy Blog

My blogs are not about selling anything, but when a great product comes along, I feel the need to share it. Don Conrad, an up-and-coming guru in the investment real estate circles, has just released a great new idea called the Tenant Reference Manual. In a nutshell, if you are a landlord, you nee...

This is a repost of one of my popular blog posts from earlier this year (and well before I had any idea how to blog on AR). It is from my website titled "What is a Good Credit Score" and explains what information can be found (and not found) on a standard credit report. Hope you enjoy it. If so, ...

For the past couple weeks, interest rates have been headed in the wrong direction....up! While there are a few things that play a part of it, I place the blame on.......... Click here to get the whole sad story in a way you can explain it. Scott Your Indiana lender for life!

With all the great tools and websites available to us in the mortgage and real estate industries, it would be easy to sit around and think that if we throw enough money at them, the clients will flock to us. How many times have you heard someone say they had the magic solution to get more busines...

Well... I did. And, truth be told, six times already this week, including twice before noon today. But I keep coming back because of.......... YOU. Seriously! I am generally a happy person. Even happy-go-lucky if you will. I have always looked at the half empty glass glad that I got something, an...

It seems like many are still mourning the demise of the Down Payment Assistance programs. Although there is some voodoo still going on in an attempt to resurrect them, so far it hasn't happened and the odds don't look so good. Being that the default rate was 4x higher with the program vs. the buy...

If you carry credit cards, the answer may be "your cash"! Although it's no secret that the use of credit has been detrimental to the consumer's pocketbooks, what generally is a secret is the way the credit card companies slowly extract that cash from your pocket while making you feel good about i...

MSNBC posted an article online today called "A Rising Tide of 'Underwater' Homeowners". For some reason, this just toasts my buns. Why can we not be positive? Upbeat? Happy? Thankful? I could go on....I really think that the media, not just MSNBC, but all the media, is only capable of printing ne...

  to pay our last respects to the local real estate market. It was a friend while it was here, but we abused it. We only showed it our love when it was good, but when it stumbled a little, we turned our backs. If we could only see it one more time. We could say we're sorry for all the bad things ...

I received an email the other day from a friend of mine who is a loan originator also. She was very frustrated because of a couple dealings with real estate agents in the last several weeks and wanted A) Advice  B) To vent  C) All of the above. Being a smart guy (it took me a while to learn), I p...