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Mortgage and Lending - Franklin Advantage Inc. - NMLS Lic. # 343946
 Consumers, including those who may be applying for new mortgages or refinances, might be in for a big surprise this summer. Fair Issac Corporation, the company which creates the FICO credit score models, will introduce two new ones this summer, the FICO Score 10, and the FICO Score 10-T. The inf...
 Veterans nationwide may, or may not have, noticed recent changes enacted by the Blue Water Navy Vietnam Veterans Act of 2019 which became effective on January 1, 2020. This Act eliminated loan limits for VA loans, and also raised some fees for VA loans. ALL Veterans may now apply for a No Down P...
Each year mortgage limits are set affecting Fannie Mae and Freddie Mac Conforming and High Balance Loan amounts. These have been out about almost a week, and FHA just announced theirs yesterday. VA limits are set to come out next Tuesday, December 10th. For your convenience and reference, these n...
  The public as a whole, and Realtors really need to get their facts straight.  It's really not the public's or Realtors fault, but more-so the misinformation in the media that is the culprit.  Almost everyone thinks that every time the Fed Lowers the Fed Funds Rate that this means that Mortgage ...
FHA As announced today in Mortgagee Letter 2018-11 the low-cost and high-cost county limits have increased effective with case numbers assigned on or after January 1, 2019. Loan limits are county specific.  The low-cost areas mortgage limits have increased to: One-unit: $314,827 Two-unit: $403,12...
 FHFA Announces Increase in Maximum Conforming Loan Limits for Fannie Mae and Freddie Mac in 2019  It's that time of year when changes to Fannie Mae and Freddie Mac Mortgage Loan Limits are reviewed and adjusted.  This year, loan limits took a sharp increase over 2018.Below is an excerpt from Mor...
Happy Easter So often in our daily lives we get so wrapped up in our own livesthat we forget the True Reason for the Easter Holiday May we Never Forgetthat He Died for our Sinsso that those who believewill be forgiven and live in Eternity with Him Happy Easter Everyone He is Risen 
 Greetings Forum FHFA Announces Increase in Maximum Conforming Loan Limits for Fannie Mae and Freddie Mac in 2017 Below is a link to the 2017 Limit Have a safe and enjoyable T...
Forum I know that this is brief, but just wanted to get this out before the Thanksgiving holiday is upon us. It was announced and published today that the new Conforming Limits were published.  This announcement came from Mortgage New Daily.  See below: It was announced today that Loan Limits for...
  Forum   Just read online that Zillow just announced the purchase of Trulia.  I know that we have been through this before, yet I have had serious issues with Zillow in the past so this really makes me take a pause.   I know that one thing always remains the same.....That is things always change...

Wayne L. Brown

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