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Mortgage and Lending - Franklin Advantage Inc. - NMLS Lic. # 343946
RECENT BLOG POSTS
Forum I can't honestly say that this has been one of my best or easiest years to deal with.  That said, I am still thankful for so many things including my family, friends, and health. May Everyone at ActiveRain and Beyond have a wonderful and safe Thanksgiving Holiday. HAPPY THANKSGIVING EVERYON...
11/24/2009
Forum Here is today's market wrap for Friday, November 20,2009 A highly anticipated speech on Monday by Fed Chief Bernanke on the economic outlook revealed no change in the Fed's stance on short-term monetary policy. There were also few surprises in the economic data released during the week. The...
11/20/2009
Forum I am certainly not the most knowledgeable person when it comes to the Internet or computers, but I recently stumbled upon a site that has proven helpful for my son and I in our business.  We own two companies; one is a custom home and remodeling company, and the other is a mortgage company....
11/18/2009
  Forum Today is Friday the 13th, but the financial markets actually ended up for the week with respect to mortgages as rates continue to improve or hold to historic lows. Since the Fed meeting on Wednesday of last week, mortgage rates have edged slightly lower for most of the week with minor bum...
11/13/2009
  For many years now, all purchase transactions that I have handled have most certainly had the Escrow and Title companies chosen by either the listing agent or selling agent.  In some cases, those companies were either solely or partially owned by the real estate brokerages involved in the trans...
11/12/2009
  Forum, Within the confines of my blog, you may or may not have read my announcement on October 30th of the enactment of this new ruling affecting lenders and some Realtors. The same day that I wrote this blog, the FTC once again made what was their 3rd delay in this ruling effective date. To re...
11/09/2009
I have been active on Zillow for almost more than three years now.  While I understand business and reasoning for profits on sites such as Zillow and Active Rain or any other business for that matter, it seems that Zillow may have just "Screwed the Pooch" so to speak today with their new roll out...
11/05/2009
Forum This week was not unlike many with rates initially edging up this week over economic news and comments from various politicians on Capital Hill regarding spending plans for the country. Today's  weaker economic news sent Bond yields lower with many lenders reporting rate changes to the bett...
10/30/2009
At first glance, some of you may be asking yourself, why is he directing this at me? A while back, I wrote about the upcoming Red Flags Rule proposed by the FTC which has been placed on hold two or three times this year.  The day of reckoning has come with the rule becoming effective on November ...
10/30/2009
Forum Just when I think I've seen it all during my career, I get another surprise to add to the list. Rates have been dropping sharply over the last week with rates for some borrowers with excellent credit and equity to lock at 4.50% with an APR of 4.654% on loans up to $ 417k.Consumers also stil...
10/08/2009
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Wayne L. Brown

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