The Mortgage Update

  I offer loans in the following states AK AL CA CO FL IN KY MD MN MS MO NC OK PA SC TN TX VA email me today with your scenerio and illsend you a good faith est. ASAP

We now offer FHA loans , this is a product that was not utilized in the past due to the offerings of the sub prime banks. Well with sub prime gone FHA is KING again.   true 97% loans to value loans Full doc only, lower ficos are ok Seller can contribute upto 6% (including the downpayment thru a D...

Hello we are pleased to inform every one we are now taking new applications for the higher conforming loan amounts. Please see my previous post regarding the new limits.  90% ltv on purchases (may be reduced for declining markets)75% ltv rate and term refis (no cash out, may be reduced for declin...

HUD releases new California loan limits Wednesday, March 5, 2008. HUD released the new FHA loan limits for California today -- the rest of the country will get theirs tomorrow -- and median home price data that allows you to calculate the new conforming loan limit for Freddie Mac and Fannie Mae (...

Hello again here are some rates for today the 21st of Febuary. This is for infromation only not a offer to lend.   30 yr fixed conforming up to $417,000 ------------------- 5.99% with a 1 point cost  30 yr fixed for 5 yrs to $417,000 -------------------------- 5.75% with 1 point cost  30 yr fixed...

Here are todays rates Please be advised that this is for information only and not a loan offer. Conforming loans to $417k   ---------------------------------   5.875% with a 1 point cost. Jumbo 5/1 arm loans over $417k ------------------------------6.25% with a 1/2 point cost. Hard money from ---...

Well it passed, now we are eagerly waiting on the implementation of the new conforming loan limits of $729,750.00 for CA. I will be positing detailed information regarding when we will be able to act on these new limits. We now also have the ability to draw our own docs in office and email to any...

Now more then ever you need a Broker who is providing a value to Realtors and buyers other than a percentage rate and a fee. We at American independent Mortgage pride ourselves on maintaining the highest levels of service and value. We are experts in financing and understand how to help you reach...

   Values are still the largest barrier for a Homeowner in todays market. More and more the appraisal can not even be brought in at value. A few months ago the values were coming in but the lenders were shooting them down , now days we can not even get to that point. For any home owner looking to...

    There are still some lenders out there with 100% loans. For first time home buyers it is a different story. If you have owned a home in the last 3 years it is still available. Owner occupied to 950,000 and non owner investment homes to 400,000. With homes at a low point in values its the perf...