Pamela Arkins's (pamelaarkins) Blog

According to the RealtyTrac Monthly U.S. Foreclosure Market Report that was released Friday morning, the number of U.S. homes receiving a foreclosure notice between April and June of this year shot up 121 percent compared with the same period last year. That means that 739,000 households receive...

Listed below are the financial behaviors and related factors that each contributes to an overall credit score: 35 percent - An individual's history of making credit payments on time 30 percent - The total amount of debt being carried along with available credit 15 percent - The age of an individu...

Having been in the business as long as I have, I have seen quite a few deals fall apart only a few days before closing on a purchase due to a client discovering that they would be moving their family into a home loacted across the street from a sex offender. In order to eliminate that situation, ...

It is no secret that it is becoming increasingly more difficult to qualify clients for mortgages. Whether you are a Realtor or a Loan Officer, the best thing you can do for your client is "explain" to your client what they need to do in order to qualify. First and foremost, clients need too be to...

Mortgage Applications Decline in Latest Study Posted: Jun 3, 2008 The Mortgage Bankers Association announced this morning that applications for mortgage loans decreased 15.3% last week when compared to the week prior. The report showed the Purchase Index decreased 5.4% and the Refinance Index dec...