Scott Parman's (parmans) Blog

As you prepare to purchase a home, you probably have a lot on your mind.  You're spending time wondering where you're going to put your antique desk, not where you are keeping your down payment funds.  However, there are actually several things to keep in mind when it comes to your money.  Let's ...

Recently, I was showing a home to a very nice client family.  The home we were viewing was very well cared for, and my clients were very impressed!     So, we went down to check out the finished basement.  It was very nice, with a wetbar in a back corner, two large bedrooms, and a walkout to a gr...

Your home is your sanctuary, and it should be comfortable to you.  However, as a homeowner, keep in mind that your current home may not be likely to remain YOUR sanctuary.  Recent National Association of Realtors research tells us that the median time an owner remains in a home is 9 years.  With ...

Hi Folks, Scott Parman, your buyer specialist.  Today I'd like to explain the basics of a home inspection in the buying process. After we've negotiated a contract on price, terms, and timing, you have the right, not the obligation, to perform an inspection on the home you are purchasing.  This is...

Hi Folks, Scott Parman, your Buyer Specialist.  If you're a veteran or active duty service member and planning on buying a home in Liberty, Missouri, don't forget that you may qualify for 100% financing through a VA Home loan.   I purchased my family's first home with my VA home loan benefit whil...

Hi friends!  Like many bloggers, I have a tendency to cover a lot of topics.  However, I've noticed that we frequently forget to cover some of the basics of our topics!  Today let's go over the importance of getting Pre-Approved for a mortgage before you start looking for a home.  Before you star...

To follow up on my last post, "3 Ways to Prevent Disappointment in Your Home Search," I'd like to expand on the topic of contingency contracts.  Specifically, let's discuss what a contingency contract is, how they work, and what it means to you as a home buyer.   A Contingency contract is when a ...

  Buying a home can be a daunting task, whether it’s your first, or your fifth home!  As a professional Buyer Specialist, the essence of what I do is to help you get what you want.  That’s pretty basic.  However, I like to see my clients enjoy their journey to their next home.  One of the biggest...

Hi Folks, Scott Parman, your Buyer Specialist.  If you're an active duty military member moving to Ft. Leavenworth for your next duty station, let's talk about home buying in our area.  I remember moving my family during my active duty time, and choosing the right area to live can be challenging....

  Do you ever get confused when someone starts talking about all the different mortgage programs available now?  I know I do!  Let's build some understanding by covering the basics of a common mortgage program, the FHA loan.  An FHA loan is a government insured loan program that encourages home ...