Patti Laurens's (pattilaurens) Blog

By
Mortgage and Lending - Sapelo Southern Bank
RECENT BLOG POSTS
First-time Homebuyer Program is a down payment and closing cost assistance program for low- and moderate-income homebuyers, funded with money set aside from the Affordable Housing Program of the FHLBank Atlanta. The assistance provided is in the form of a recoverable grant and it is administered ...
06/13/2008
In mortgage banking, a debt-to-income ratio is calculated based upon information gathered on a client's credit report and their income taxes. To calculate debt, the banker will add together the monthly minimum payment on all items listed on a client's credit report. These usually include credit c...
06/13/2008
Many of my clients come into my office to apply for a debt consolidation mortgage loan. It's a simple concept, with a number of ramifications in the end. Basically, they are applying for a higher mortgage on their home to cover all or a majority of their debts. This can be good or it can be very ...
06/12/2008
Rainer
1,435

Patti Laurens

local_phone(912) 638-6420
smartphone(912) 230-7765
Contact The Author