ARCHIVED BLOG POSTS
2010
BENICIA OPEN HOUSES WEEKEND OF JULY 30TH- AUGUST 2ND Judy Gamba Prudential Benicia 1476 George Ct Sat 12-4 8/1/2010 Irma Ward Prudential Benicia 1432 O'Hare Sat 1-5 8/1/2010 Earl Miller Coldwell Banker Benicia 668 Snapdragon Dr Fri 5-7pm 7/30/2010 Jennifer Moore Coldwell Banker Benicia 668 Snap...
07/30/2010
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Fantastic Friday Morning to all, GDP came in lower than expectations signifying the economy is slowing down. Personal consumption was better than expectations but still lower than last quarter. Rate guard Update Have a great weekend!
07/30/2010
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Terrific Thursday morning to all, We are again at lofty heights be very careful. W-St is focused on corp earnings which could take wing from our sails as the day progresses. Continuing jobless claims came in higher than expectations and initial jobless claims were down. Rate Guard Update Have a g...
07/29/2010
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Wonderful Weds morning to all, Durable goods orders came in worse than expectations which will help bonds. The Beige Book is due out later today, if the report is rosy morning gains can be reversed. Rate Guard Update Have a great day!
07/28/2010
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Terrific Tuesday Morning to all, Mixed economic news this morning: Consumer Confidence was down, Richmond Fed manufacturing was up slightly, and Home Prices have increased so far. Be careful as W-St is trying to extend its rally. Rate Guard Update Have a great day!
07/27/2010
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Marvelous Monday Morning to all, New home sales came in much better than expectations. We have a slight down trend: Trading should be between 101.80- 101.60 today. Corporate earnings again is W-St's focus. Rate Guard Update have a great day!
07/26/2010
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The Edge do your clients need it? Thursday I attended Mortgage Coach's pre -release of EDGE in Irvine Ca. While it was a bit of a trek from the Bay Area it was well worth the effort. Mortgage Coach has been a cornerstone of my business from day 1. The ability to clarify and compare loan scenarios...
07/23/2010
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Fantastic Friday morning to all, The European bank stress tests will determine the flow of the market combined with corporate earnings reports. Rate Guard Update Have a great weekend
07/23/2010
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Terrific Thursday morning to all, W-St is up 200 pts with existing home sales for the year at 9.8% and corp earnings coming in. Rate Guard Update have a great day!
07/22/2010
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Wonderful Weds morning to all, Nice opening this morning, be careful as W-St has positive earnings coming in. Tomorrow Jobless reports could be rosy which could put pressure on bonds. Rate Guard Update Have a great day!
07/21/2010
My blog has daily updates with MBS (Mortgage Backed Securities) as this combined with current economic news is what drives interest rates.
Good economic news usually is bad for bonds = higher interest rates
Bad economic news is normally good for bonds= lower interest rates
The bond market and stock market are both active while the markets are open. Investors are either investing in Wall St or running to the safety of bonds depending on market emotion, and current economic news.
Economic news that affects both Wall St and MBS (bonds) are jobs reports, manufacturing data, GDP (Gross Domestic Product), housing starts, corporate earnings/ outlook, and inflation to name a few.
The higher bonds are = the lower interest rates are.
Interest Rates are not included in morning updates due to the factors that affect interest rates, credit scores, location, type of property, loan to value, loan amount, ect.
My blog also features changes coming to the Real Estate Market, lending guideline changes, and tips to help address current Real Estate issues.
Videos are either hosted via You Tube or at Mortgage Coach’s Utipu account.
Let’s make a difference in our world!
I hope you enjoy!