Your Central Florida Financing|Housing Resource

By
Mortgage and Lending - Karen Cooper | Sr Mortgage Loan Originator ! NMLS # 223305 | First Federal Bank of Florida, Ocala, FL - NMLS 223305
Nationwide home mortgage lending, Jumbo High Balance Conventional and Government purchase loans, love to serve our Veterans, first time home buyers, buyers re-entering after a short sale or foreclosure, homeowners refinancing to obtain better interest rates|terms, FHA Streamline, VA Interest Rate Reduction, Home Affordable Refinance Program, down payment assistance, FHA 3.5% down, Fannie Mae 3% Down, Home Equity Loans and Lines of Credit, Austin Cedar Park Round Rock Georgetown Leander Texas, NMLS #223305

ARCHIVED BLOG POSTS

2011 

Being in the trenches day in and day out, fighting alongside Southern Oregon homeowners who have encountered financial difficulties, every once in a while I have to look up and survey the territory we are battling in. Reach out to the other troops and compare experiences. Strategize and determine...
01/29/2011
Eleanor Thorne posted some great details about USDA and FHA loans very pertinent to market conditions here in Southern Oregon. It is a great outline for buyers considering re-entering the real estate market after they have experienced a "trigger event" outside their control. With forecasts of dou...
01/29/2011
What would happen do you think if homeowners who have encountered financial difficulties that they are unable to resolve with their bank and its investors did their own Property Disclosure Statement and notified their bank/investors, surrounding neighbors, banks’ listing agents and State Real Est...
01/23/2011
Obviously, this message is close to my heart. I see the people affected by this crisis every day, and not just at my job. I see them at the grocery store, in church, at the park...their kids go to school with mine. Who doesn't know a homeowner that has been affected by the economy and foreclosure...
01/20/2011
Oregon was one of the states awarded money to help its communitites suffering from high foreclosure and unemployment rates. One of the programs Oregon designed was to help eligible families pay their mortgage payments - up to $20,000 or 12 months, whichever is less. Jackson County Oregon was give...
01/08/2011
Linda makes some valid points about dealing with lenders on 2nd mortgages when a homeowner is facing financial hardship. Her typical sequence of events is unfortunately VERY typical, not only on requesting short sale approval on a 2nd mortgage but on most requests for financial hardship assistanc...
01/06/2011
  Larry makes some great points here that I sincerely hope buyers choose to follow. There are reasons why Contractors, Realtors, Loan Officers - DOCTORS - are licensed... some really GOOD reasons. For whatever reason, with the overhaul of many issues that needed addressing in the mortgage/housing...
01/06/2011
Rainmaker
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Karen Cooper

Helping Homeowners w/Home Loans in 27 US States
smartphone(512) 375-2422
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Loving the challenge of a career in mortgage|real estate since 1983, keeping up with the progression of changes in this industry keeps one on their toes. What doesn't kill us makes us stronger, right? Here's to a few more decades of strength building!