There are several reasons why Manchester Connecticut is popular to First-Time Home Buyers. With a payment of $1200-$1500 inclusive of the monthly mortgage, private mortgage insurance (PMI), homeowner's insurance and property tax, a first-time home buyer can find a decent home in this town which p...

10/30/2014

Referrals from Past Clients are the Best

20 Comments

It has only been a week since my buyers closed on their home and I already got a referral from the wife and the husband. My seller for that same house also gave my name to his co-worker. There are times when I doubt myself if I have done my best in each and every transaction. I tried but I was ...

10/26/2014

One Fair Housing Violation Costs Three Hundred

20 Comments

Our instructor last Monday for the 2016 continuing education requirement shared one of her most recent endeavor involving Fair Housing. This lady instructor was summoned by a huge real estate company to conduct a Fair Housing Training Seminar to its 300 plus licensees. Title VIII of the Civil...

10/23/2014

The Pros & Cons of Swimming Pool Ownership

12 Comments

Properties with swimming pool. Here in Connecticut, don't we get excited to see an ingound swimming pool at the back of the house especially when the weather is blistering hot? But we do know that swimming pools are only used here in New England a few weeks in a year. Not only that, it entails a ...

10/23/2014

When External Obsolescence is Only in the Eyes of the Appraiser

49 Comments

External Obsolescence ,as defined by the Real Estate Appraisal , is "An element of accrued depreciation; a defect, usually incurable, caused by negative influences outside a site. External obsolescence causes a loss in value to your property caused by forces that you can not control. That's what ...

10/23/2014

Identity Theft And What We Can Do To Prevent It

7 Comments

This is a MUST read. Identity theft is one of the serious crimes that is becoming prevalent and pervasive. I have a client who had been victimized by this and the consequence was so much harder to fix and repair. But avoiding it is so much easier. Read this article from George Souto...I am passin...

10/22/2014

Why Did the First-Time Home Buyers Make these Foolish Mistakes?

13 Comments

USA Today in its September 14, 2014 publication outlined 5 mistakes first-time home buyers made. Contrary to what the author wrote, first-time home buyers are not naive. Corollary, they are very resourceful and educated. Hence, they seek the expert's advice and assistance to guide them througho...

10/21/2014

I Gained Something Meaningful for a Huge Loss

41 Comments

This is my entry to the Contest Going Above and Beyond $1687.50. This was the maximum potential commission for a listing which was 1 and 1/2 hour drive from home plus guaranteed inevitable multiple visits ----and headaches and stress written all over it... but I still took it. It was a tumult...

10/13/2014

When You Are Not Paying Attention, They Will Screw You.

33 Comments

Have you signed up for any automatic debit to your bank account for services for a certain period of time? If am not happy with the result that is promised or don't want to renew the subscription, I will mark a date on my calendar days before the expiration to cancel the service so that it will ...

10/07/2014

If You Want a Mortgage, You Should Get Naked.

76 Comments

If Ben Bernanke, previous Chairman of the Federal Reserve System (FRS), could not get a mortgage, he might be not naked enough to show the lender that he does not have anything to hide. Maybe, there are keloids or scars hidden in the very private parts of his finances. But this is just my specul...

10/06/2014

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