You should never close on a home without first receiving a home inspection. Once the home inspector examines the house, he or she will create a report. If there are any major issues, you can then either negotiate with the seller on price or determine how the problem might be fixed. If you find a ...
When asking this question, consider your goals. Do you want to stabilize your budget with a fixed monthly payment? Do you want more cash flow in your budget? Do you want to pay off your mortgage sooner? Do you need to better manage your debt? Refinancing can provide you with options to achieve th...
Whether you are selling your home or looking for a new home, knowing how to avoid an overpriced home is important. In many cases, homeowners value their homes higher than what they’re worth because of sentimentality and emotional attachments. However, overpricing a home is one of the biggest mist...
Buying a home is one of the biggest financial decisions you will make. When you are ready to purchase a home, it can be a great experience. But if you make the commitment before you are truly ready, you may find yourself in a situation you may regret.   Here are 5 signs that you are not ready to ...
Once you decide to buy a home, you are beginning a process that can take weeks – if not months – to complete.   Being approved for a mortgage loan can take some time. Because it’s currently a buyer’s market, there are other potential homeowners who take up your lender’s time. The amount of paperw...

Raoul Loustaunau
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