Kevin O'Connor's (rates01) Blog

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Mortgage and Lending - JB Mortgage Capital, Inc. - NMLS# 247447
Located in northern California, Berkeley is east of San Francisco (across the bay) and just north of Oakland, California. For over 15 years my team and I have been providing low rates, fast closings and exceptional service to homeowners in Berkeley and throughout California. Refinance or purchase...
Burbank, California is located just outside of Los Angeles with a population of over 100,000 people. It's north of Hollywood and less than 20 miles from the ocean. Buying a home in Burbank can be expensive and finding the right mortgage company to work with is important. Most homeowners chose a 3...
Buellton California is a beautiful small town located in the Santa Ynez valley which is north of Santa Barbara and south of San Luis Obisbo. With a little over 5000 residents, Buellton California provides a small town sense of community among the residents who call it home. Homebuyers in Buellton...
We’re a top-rated mortgage broker offering great mortgage programs to homeowners and homebuyers throughout California. We have a wide variety of mortgage programs to mee the needs of our clients.Eureka, California:Eureka is located in northern California and has a population of nearly 30,000 peop...
Here are my latest updates from around the web. Mortgage rates are starting off the month at great levels for both refinance and purchase transactions. After hitting all-time lows early-mid March, mortgage rates moved higher until mid April when the market started to reverse course.The mortgage i...
May 2020 mortgage rates are starting off the month near all time lows for both refinance and purchase transactions.Fixed rate mortgages remain more attractive then adjustable rate mortgages for both owner occupied and non-owner occupied transactions.May 2020 Mortgage Rate Expectations:Overall we ...
If you are in the market to purchase a home then you should adhere to a few important aspects when searching for the right mortgage lender. Perhaps the most important thing is to chose a lender you can trust. One that has a great reputation and a long history of providing great loans to homebuyer...
Starting off the month of April 2020 mortgage rates are higher when compared to the all time lows achieved during the first week in March. The reasons for this include; too many applications were received, market volatility and Fed action. All three are playing a role in consumer mortgage rates.F...
The value of residential real estate in the United States post "Great Recession" declined significantly. In fact some reports say 70% of residential properties witnessed a value reduction.Mortgage Insurance and Private Mortgage Insurance:Mortgage Insurance (MI) or traditional Private Mortgage Ins...
Mortgage rates are near all time lows and one would think applications would be skyrocketing. Well that's not the case according the Mortgage Bankers Association.The Mortgage Market Index came in at 645.5. Last week the reading came in at 689.5 and the previous week it came in at 682.0. It is som...

Kevin O'Connor

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