Kevin O'Connor's (rates01) Blog

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Mortgage and Lending - JB Mortgage Capital, Inc. - NMLS# 247447
RECENT BLOG POSTS
Here are six common mistakes to avoid when seeking mortgage in California.Mistake #1:Searching for home in California prior to getting approved. It is essential you are pre-approved PRIOR to looking for a home so you know how much you can not only afford but qualify for. And during this process y...
11/24/2020
Are you planning to buy your first home? If yes, you will definitely find the following pieces of advice useful. My experience has taught me many interesting things about buying a home, especially our first one!The Home Buying Process:Buying your first home will be a big move. Your decision shoul...
11/23/2020
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You may have come across your dream home and due to the high purchase price you no longer are eligible for a conforming loan so now you must look at a "Jumbo Loan" About Jumbo Home Loan:A Jumbo Home Loan offers you the opportunity to buy a high priced home with great financing flexibility. Curren...
11/23/2020
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According to experts, household APR can be treated as an aggregation of several rates of interest when you're evaluating your overal debt structure. When all your debt is adjusted to support tax deductibility, the APR becomes useful. For decades, lenders and mortgage bankers have used APR to eval...
11/20/2020
Located in northern California, Berkeley is east of San Francisco (across the bay) and just north of Oakland, California. For over 15 years my team and I have been providing low rates, fast closings and exceptional service to homeowners in Berkeley and throughout California. Refinance or purchase...
05/22/2020
Burbank, California is located just outside of Los Angeles with a population of over 100,000 people. It's north of Hollywood and less than 20 miles from the ocean. Buying a home in Burbank can be expensive and finding the right mortgage company to work with is important. Most homeowners chose a 3...
05/20/2020
Buellton California is a beautiful small town located in the Santa Ynez valley which is north of Santa Barbara and south of San Luis Obisbo. With a little over 5000 residents, Buellton California provides a small town sense of community among the residents who call it home. Homebuyers in Buellton...
05/20/2020
We’re a top-rated mortgage broker offering great mortgage programs to homeowners and homebuyers throughout California. We have a wide variety of mortgage programs to mee the needs of our clients.Eureka, California:Eureka is located in northern California and has a population of nearly 30,000 peop...
05/06/2020
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Here are my latest updates from around the web. Mortgage rates are starting off the month at great levels for both refinance and purchase transactions. After hitting all-time lows early-mid March, mortgage rates moved higher until mid April when the market started to reverse course.The mortgage i...
05/06/2020
May 2020 mortgage rates are starting off the month near all time lows for both refinance and purchase transactions.Fixed rate mortgages remain more attractive then adjustable rate mortgages for both owner occupied and non-owner occupied transactions.May 2020 Mortgage Rate Expectations:Overall we ...
05/04/2020
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Kevin O'Connor

Helping Homeowners Achieve Their Dreams.
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