Ray Avanzino, VP of Lending, Guaranteed Rate

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Mortgage and Lending - Stearns Lending - NMLS # 288504
RECENT BLOG POSTS
New Program Available...Tell Your clients...Helping today's homeowner in their time of need.  An opportunity to reduce a homeowners principal balance to 90% of current value.  Regardless of payment history, foreclosure, bankrupcy, repossesion are not a problem; even if you have been denied for a ...
01/11/2010
Even more than ever, credit scores play a very important role in getting the best loans when refinancing or purchasing a home.  Right now, the best credit score range is between 750-850.  Lenders are far more cautious in dolling out the money now.  Boost your scores by paying bills on time, and c...
01/05/2010
All of us who have real estate licenses were mailed a letter this week. See summary below. You must register online, it is very quick processs, and in February, they are releasing more information on some new training that we must go through. New laws to keep the industry safe. Regards, Important...
01/05/2010
Based on a recent conference call with my peers, the prediction is rates should remain in the 5% range. As long as we see inflation held to a 2% increase, a jobless recovery, GDP flat at $14 Trillion, and Retail sales remaining flat at $340B. And, it will also help if the government keeps support...
12/17/2009
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Ray Avanzino

local_phone(650) 257-2068
smartphone(650) 576-6531
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