Rick Cignoli's Blog

                               It’s almost top down weather! Time to plan a road trip to the Litchfield Hills Farm Fresh Market. The indoor market operates indoors at Litchfield Community Center, 421 Bantam Road, Litchfield, on Saturdays, 10 a.m. to 1 p.m. The pansies have arrived this week and t...

As you have seen in the news, the "Heartbleed Bug" has been labeled a critical online security issue. Immediate Action is Required. The following popular sites have reportedly updated their encryption and will be fully secure to use again by simply changing your passwords: Facebook Yahoo Yahoo Ma...

Can You Believe It! The CFPB does something right!For years now, FHA has assessed a “Pre-Payment Penalty” on homeowners who pay-off their FHA Mortgage early. They don’t call it that, but that’s what it is! Here’s how it works: No matter what date in a month a FHA mortgage is paid off via sale or...

Here’s a Fantastic cape with Lots of Charm.http://21colchesteravenue.2seeit.com/ And … It’s Eligible for Up to 100% USDA Financing.Closing Costs can be included in loan amount. Low Rates. Low MI. Beats FHA any day. Call Rick Cignoli at 860.945.9284 for details on theUSDA Guaranteed Rural Housing...

There’s plenty of room to grow and play in this 3BR Ranch.And … It’s Eligible for Up to 100% USDA Financing. No Down Payment may be required. Closing Costs can be included in loan amount. Low Rates. Low MI. Beats FHA any day. Call Rick Cignoli at 860.945.9284 for details on the USDA Guaranteed R...

Saw a recent article filled with a lot of statistics about the number of homes on the market that were not affordable to the average American.  After reading a few paragraphs, I found myself asking: If so many homes are not affordable, how many are affordable and affordable to whom? For those hom...

  Few experiences are more frustrating than falling in love with a home that’s for sale and then discovering you can’t afford to buy it. The majority of First-Time Home Buyers need to finance their home purchase.  A consultation with a Mortgage Broker is the crucial step in the home buying proces...

HAPPY NEW YEAR MY FRIEND   I wish you Health...   So you may enjoy each day in comfort.   I wish you the Love of friends and family...   And Peace within your heart.   I wish you the Beauty of nature...   That you may enjoy the work of God.   I wish you Wisdom to choose priorities...   For those ...

Merry Christmas To All                                            May you and your family enjoy the gifts of Peace, Joy, Hope and Happiness            during this Christmas Season and throughout the New Year.  

Our Government At Work A cowboy named Bud was overseeing his herd in a remote mountainous pasture in Montana when suddenly a brand-new BMW raced toward him out of a cloud of dust.  The driver, a young man in a Brioni suit, Gucci shoes, RayBan sunglasses and YSL tie, leaned out the window and asks...