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Por Bill Arce ¿Estas pensando en refinanciar tu hipoteca, pero crees que será un proceso difícil? Sabemos que puede ser complicado (especialmente con todos los cambios nuevos que ha habido), pero para muchos dueños de casa es una excelente manera de utilizar el patrimonio familiar. De encontrar e...
The Internet as News CentralIt's official: More US consumers get their news online than from newspapers. That is bad news for newspapers, but good news for newspaper sites. Full Article
Effective January 16, 2009, "ALL" Builders that have an Affiliated Lender Relationship (partial or full ownership interest) will no longer be allowed to exclusively entice / incent their buyers to use their affiliated lender relationship. Under the new HUD Final RESPA ruling on "Required Use Of A...
¿Que Es Un Foreclosure? Un foreclosure (ejecución hipotecaria) ocurre cuando un banco o institución financiera toma posesión de una propiedad por que el dueño no fue capaz de hacer los pagos a la hipoteca. El proceso de foreclosure no es uno que se hace en un plazo corto,  por lo general pasa cua...
We share your passion of helping our fellow Latinos! Our goal is to increase and promote Latino homeownership across the country. We do this by giving you the tools to succeed and by educating the Latino consumer. We offer resources to them like a bilingual real estate agent directory, the homebu...
I just got email from Hispanic Business Magazine that in found very interesting. I work with homeowners in default every day, the number one reason why this people are facing foreclosure is loss of employment and here might an answer. WASHINGTON (AP) -- More than half of all homeowners who had th...
In 2007, approximately 1.7 million individuals and families throughout the country received housing education and counseling from HUD-approved nonprofit housing counseling agencies. Services available from these agencies cover a range of housing issues, such as providing help with purchasing a fi...
  I am sure that many of you are taking advantage of marketing companies who specialize in blast email to agents and consumers at like. Here is a very interesting article that highlights a very good point. Read it and let me know what do you think and if it helps you. Consumers Opening Fewer E-Ma...
The following press release went over the wires yesterday.  The event seems to be focused on CA customers.  However, I am sharing this information with you because IndyMac, while a CA-based lender, was one of the top subprime lenders in VA, especially in Northern VA. Those of you in other areas o...
Debido a que tú trabajas con la comunidad hispana, puedes desempeñar un papel muy importante en difundir la guía ¡Entérate! Cómo ser un consumidor informado entre los consumidores. Para ayudar a los líderes de la comunidad hispana y a las organizaciones que trabajan con los hispanos a desarrollar...


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