Mortgage News with Troy Huerta

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Real Estate Technology - SRE Technologies - NMLS: 1131869
I am a federally licensed Mortgage Loan Originator with First Choice Bank and can help you with your mortgage needs in all 50 states. First Choice bank is a boutique lender with branches throughout the United States. We funded $3 billion in mortgage loans in 2013 and offer a strong portfolio of mortgage loan products including VA, FHA, conventional, 203(k), and renovation loans. Whether you are buying a home, refinancing your current home, remodeling/refinancing or adding to your real estate investment portfolio, we can help. Our company received an award for Tech Savvy Lender of the Year for 2013 because of our internal systems and our compliance division makes sure that we are up to date with market changes and industry innovation.

ARCHIVED BLOG POSTS

2014 

Did you know that it IS possible to get a loan over the County VA loan limit? The basic formula is calculated by figuring the difference between the County limit and the purchase price.  The required down payment is 25% of the above-limit amount.   For example, as of May 2014, the San Diego Count...
05/14/2014
Pre-qualified vs a underwritten pre-approval - I've been pre-approved    I hear this all the time..."I've been pre-approved!"  My response: "Great, please tell me about your pre-approval!" This is when I usually receive the blank look. I ask, "have you provided bank statements, pay stubs and tax ...
05/06/2014
Be ready to buy a home - What do I need to buy a home?   As the economic world slowly emerges from the banking crisis, as a buyer what's important to focus on?  Potential buyers include may have short sold or lost their homes to foreclosure who are now eligible to become homeowners again.  What a...
05/05/2014
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Troy Huerta

Changing the way Home Buyers BUY!
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