The most recent Housing Pulse Survey released by the National Association of Realtors revealed that the two major reasons Americans prefer owning their own home instead of renting are: They want the opportunity to build equity. They want a stable and safe environment. Building EquityJohn Taylor,...
  The widespread myth that perfect credit and large down payments are necessary to buy a home are holding many potential home buyers on the sidelines. According to Ellie Mae’s latest Origination Report, the average FICO score for all closed loans in May was 724, far lower than the 750 or 800 tha...
Whether you are considering the purchase of your first home or trading up to the home your family frequently fantasizes about, there are three crucial questions you must know the answer to: What is the minimum down payment required to purchase a home? What is the minimum FICO score required to qu...
  "It’s highly recommended that you work with your lender to get pre-approved before you begin house hunting. Pre-approval will tell you how much home you can afford and can help you move faster, and with greater confidence, in competitive markets." Read More ...   Are You Thinking About Buying a...
Housing market is heating up right now in many areas of the country! Here are four great reasons to consider buying a home this summer instead of waiting.1. Prices Will Continue to Rise2. Mortgage Interest Rates Are Projected to Increase3. Either Way You are Paying a Mortgage4. It’s Time to Move ...
   Planning to sell in 2016? Whether it's a pending late winter relocation or a thoughtfully planned downsizing that can occur at your own pace, it's a seller's market out there right now. But despite the advantages of a seller’s market, the folks at Ross Insurance of Holyoke, Mass. say it never ...
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   Answer: According to the Millennial Housing Commission createdby Congress, few lenders are willing to administer home improvement loans. Most prefer to make home equity loans or unsecured consumer loans because they are easier to manage. Home improvement loans usually require inspections and i...
 Hazardous trees pose a danger to people and property. When storms or high winds hit, limbs, and often whole trees, fall to the ground.  "Many fatal accidents and millions of dollars in property damage can be averted if homeowners heed the warning signs of a hazardous tree," says Tchukki Andersen...

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