Joe Petrowsky's Blog

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Mortgage and Lending - Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709 - NMLS # 6869

ARCHIVED BLOG POSTS

2021 

  “Can Buying a Home be a Hopeless Idea?”  Hi JoeMy brother and his wife shared your name with me. We saw their newly purchased home over the weekend, so happy for them. The most amazing part is they were paying nearly $2000 a month rent and now have a mortgage payment $300 less, hard to believe....
01/29/2021
“Be Careful When Asking a Loaded Question” I asked my wife if I was the only ONE she'd been with.I could see she was thinking about the question.She finally replied, "Yes. ALL the others had been nines and tens."
01/27/2021
“We Have Saved Up More Money” Hey Joe,Hope you a good holiday! Just reaching out as a follow up to let you know that we have saved up a little more money towards our down payment/closing costs. We were also hoping to receive a gift from my mom but not sure that will happen. In addition to the $10...
01/25/2021
“Yes, You Can Build Your Own Home” I just sold my house.I also own a building lot that I'd like to build on. I'd like to be my own GC although I'm not a contractor by trade. I want to manage the project. Hire the subcontractors.I want to build a small house.. If I can't be the GC I could invest m...
01/22/2021
“Hormel Food for Thought” Hormel made its first batch of SPAM in 1937. The company just announced that due to hoarding by consumers, it will be making its second batch. Yup, just like that, having a mask, rubber gloves, duct tape, a plastic sheet, and rope in your trunk is okay
01/20/2021
"NO, I would Not refinance!”  Mr. Petrowsky, You did our mortgage a few years ago, I believe we have 7 years left to pay on it and owe approximately $68,000. Our current rate is 3.5% and are constantly being told we should refinance. Should we look at refinancing at this point? I know for sure th...
01/18/2021
  “Ideal Client for Bank Statement Loan”  Your name was given to me by my real estate agent. She told me that you have mortgage financing for self-employed individuals that don’t show a lot of income on their tax returns, which exactly my situation. I have over 10k a month going through my busine...
01/15/2021
“Your Free to Use as Well!” Today marks 6 weeks of isolation. Walking 5 miles a day, no meat, dairy or flour. Eating fresh vegetables and home cooked meals every day. The change has been fantastic! Zero alcohol. A healthy, gluten-free, caffeine-free diet and a 1-hour home workout every day. Lost ...
01/13/2021
“Homes with Acreage, NOT a Problem!” Mr. Petrowsky, You name was given to me by my Realtor, she told me if you can’t help us get a mortgage no one can. Our Realtor got your name from the listing agent. I will share with you I have spoken to three different lenders, unfortunately they could help s...
01/11/2021
“I Want to Join Right Trac” Mr. PetrowskyI have been employed by XXXXXX Bank for the last two years as a loan officer or maybe I should say, what they describe as a loan officer.During this time period I would get very frustrated with the amount of prospective clients that we just can’t help. Tha...
01/08/2021
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Joe Petrowsky

Your Mortgage Consultant for Life
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