Joe Petrowsky's Blog

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Mortgage and Lending - Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709 - NMLS # 6869
“Marry our Neighbor” A man has been ill for some time. Fearing that his end is near, he calls his wife to his bedside."I have a last wish," he says to her. "Promise me that two months after I die, you'll marry our neighbor, Ken."The wife is perplexed. "But darling, I thought you hated Ken," she a...
“Buying a Home Using a Reverse Mortgage”      Mr. Petrowsky,Not sure if you would remember, but you did our mortgage for us 28 years ago. We’re in the same home and have less than 2 years on the mortgage. We were recently told by a friend that you are still doing mortgages and we are coming to yo...
 “Not Refinancing may Cost you Thousands”     I’m on it, I will get you all the documents that you requested.I’m so happy! You made my day. I can’t believe you can lower my interest rate by 1.5%. If I could use the same attorney that would be great. My parents are also excited and offered to pay ...
“The First Step to Buying a Home”  Thank you, Joe! I appreciate you looking at my credit and letting me know what I need to do in order to move forward with the goal of purchasing a home for my family. I will take these steps to correct and rebuild my credit and let you know when I have completed...
“Happy Halloween”     A man is walking home alone late one foggy Halloween night, when behind him he hears:BUMP… BUMP… BUMP…Walking faster, he looks back and through the fog he makes out the image of an upright casket banging its way down the middle of the street toward him.BUMP… BUMP… BUMP…Terri...
“Ideal Candidate for FHA 203K”    Hi Joe, we are looking very seriously at this property and going to see it Thursday morning. Barring any wetlands issues, we see a lot of potential for very low cost. They are asking $84k and it is a foreclosure that’s been on the market for years. 10 acres with ...
 “Freezing Your Credit Scores”     We should be all set and all three scores should now be available, but let me know if you are still having a problem. We are hopefully ready to put our house on the market within the next month or so. We are working with our Realtor who is coaching us. Some of o...
        “Even More Qualified Now”     Good afternoon Joe,Hope you are doing well. My wife, Molly and I met with you a few years ago when we had first begun searching for a home in 2017, you were highly recommended at the time by good friends. Ultimately, we did not end up buying a home at the tim...
“Renovation Mortgages Invaluable”    Morning Joe,The renovations at my house were almost but not quite done when the lockdown started in March. The work is now done. This afternoon the contractor and the building inspector will come to look at the house and the renovations will then be officially...
“This one may come back to Haunt Him”     Paddy was driving down the street in Chicago sweating because he had an important meeting and couldn't find a parking place. Looking up to heaven he said, "Lord take pity on me. If you find me a parking place, I will go to Mass every Sunday for the rest o...

Joe Petrowsky

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