Joe Petrowsky's Blog

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Mortgage and Lending - Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709 - NMLS # 6869
“This Doesn’t Happen Very Often”  Mr. Petrowsky,Hope you and your family are all doing well.I have some unfortunate news. David and I are getting divorced, it has been happening for a few years. In any case, as you well know we both hold you in very high regard and if it is OK with you, we will b...
“Buying a Second Property”   Hey Joe, I will wait a few months but then I want to start brainstorming ideas on how to get a second property lol  ill need your help once again. Mind blogging to me, my mortgage payment is $1756 a month and my tenant is paying $1400 per month for rent. I probably co...
“Understanding Owner Financing”    I’m curious if you have any insight on owner financing a home? A proposal from my current landlord to owner finance a home he is trying to sell, I have some worries since I don’t know the first thing besides reading up on it prior to this email. I ran across you...
“Great Truths About Growing Old”1) Growing old is mandatory; growing up is optional.2) Forget the health food. I need all the preservatives I can get.3) When you fall down, you wonder what else you can do while you're down there.4) You're getting old when you get the same sensation from a rocking...
“Never Understood the Draw Before”    Two guys grow up together, but after college one moves to Maryland and the other to Miami. They agree to meet every ten years in Myrtle Beach to play golf and catch up with each other.At age 32 they meet, finish their round of golf and head for lunch."Where y...
“It’s Important to Know Your Numbers”  I was also wondering if it's not too much trouble if you could give me an estimated monthly payment for one of the houses that I'm looking at this weekend, that I really like so far. The home is priced at $184,900 taxes last year were $3739. If the seller wi...
“It Takes Two, One to Ask the Other to Agree”Hey Joe!Not sure if you remember me, Keith XXXXXX..... I have a question for you. I still own my home in Manchester NH with my ex-partner. I haven't lived there in years and I want this house out of my name and he keeps telling me he can't refinance. I...
   “When Bad Things Happen to Good People”  I have a client in a tough spot who I thought if anyone can help her it'd be you.  She's a divorced, single Mom who is a career waitress.  Her ex-husband is also a client and they share custody.  He's in a new relationship and may be looking at moving t...
“Priorities!”  A senior citizen said to his eighty-year old buddy, "So I hear you're getting married?""Yep!""Do I know her?""Nope!""This woman, is she good looking?""Not really.""Is she a good cook?""Nah, she can't cook too well.""Does she have lots of money?""Nope! Poor as a church mouse.""Well,...
“Have You Met This Politician Before”     A politician visited a remote little rural village and asked the inhabitants what the government could do for them."We have two big needs," said the village headman. "First, we have a hospital but no doctor."The politician stepped away, whipped out his ce...

Joe Petrowsky

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