Joe Petrowsky's Blog

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Mortgage and Lending - Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709 - NMLS # 6869
“Getting Married” Jacob age 85, and Rebecca age 79 are all excited about their decision to get married. They go for a stroll to discuss the wedding and on the way go past a drugstore. Jacob suggests that they go in. He addresses the man behind the counter: "Are you the owner?" The pharmacist answ...
“Renovation Options” Hi Joe,As you know we have been looking for a home for nearly 6 months that was affordable for us. We came across a home over the weekend that suits our needs except for the overall condition. My sense is that we would need to put over $50,000 into the property to get it to t...
“Starting a Business and Getting a Mortgage can be a Problem”    Hi Joe,I have a question for you. I don’t want to mess up my pre-qualification, so I’m coming to you first. I plan to start my own business but am aware that I need to keep my present job until I close on a house. Can I start any pa...
  “Buying a Second Property”   Hey Joe, I will wait a few months but then I want to start brainstorming ideas on how to get a second property lol. I will need your help once again. Mind boggling to me, my mortgage payment is $1756 a month and my tenant is paying $1400 per month for rent. I probab...
“Talking Monkey”    A police officer came upon a terrible wreck where the driver and passenger had been killed. As he looked upon the wreckage a little monkey came out of the brush and hopped around the crashed car. The officer looked down at the monkey and said, "I wish you could talk." The monk...
   “Many Families Moving in Together”  Another change of plans Joe,As you know we have been home searching for the last couple of months. We were with my parents over the weekend that live in NY and we’ve made the decision to find a home that is large enough for all of us. My parents are retired ...
“Couldn’t Say it Better Myself”    The CEO of a lender is called up for a CFPB exam. He's really flustered and goes to his compliance VP for advice."Make sure you dress up like a guy who is on the edge of losing money. It will convince the regulator that you are not hiding anything."Not satisfied...
“We Did It!”   We did it! Hard to believe after two years of 5 of us living in a two bedroom condo and over the last few months both of us working from home and three kids being home schooled.Pretty crazy going from a small two bedroom condo to a 4 bedroom home. You will never know the positive i...
   “Facebook and LinkedIn doing Good Work”  Mr. Petrowsky, I got your name and contact information from two different people. I am part of a Facebook group in my town. I shared that I was considering refinancing and got two responses, both of which you recently did mortgages for. They gave you gr...
The arrival of China's Vice Premier He in Washington over the weekend for the trade deal signing prompted Robbie C. to send over this play by play at the Phase One signing    Costello: Do you know the fellows' names? The signers?Abbott: Well, I should.Costello: Well then who is speaking first?Abb...

Joe Petrowsky

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