Joe Petrowsky's Blog

Follow me
Mortgage and Lending - Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709 - NMLS # 6869
 “Difficult, but Important Decisions Required”  Hi Joe, Hope this email finds you well. We are in the process of making some very hard decisions regarding our business. The bottom line we may be closing, but prior we want to get our refinance completed. I know, I know you have been recommending w...
“If Credit Scores are an Issue, Call Me”  Mr. Petrowsky, Your name was given to me by XXXXXXX Bank. They said they felt bad for us, as we were all approved and just waiting for our closing which was supposed to be next week. They called us indicating they can no long close our mortgage as our cre...
‘Our Needs Change as We get Older’  A 77-year-old man is having a drink in a Chicago bar. Suddenly a gorgeous girl enters and sits down a few seats away. The girl is so attractive that he just can't take his eyes off her.After a short while, the girl notices him staring, and approaches him. Befor...
   “We Would Like to Work with You”  Good Afternoon Joe,My name is Dawn and my husband and I were referred to you by Jess and Jim XXXX. We are looking to purchase a home and after reading online what you stand for and believe in we would like to work with you. We are unsure if everything is where...
“Accidental Meeting”  A woman and a man get into a bad car accident.  Both cars are totally demolished, but amazingly neither of them are hurt. After they crawl out of their cars, the woman says, "So you're a man, I'm a woman, neither of us were hurt but both of our cars were demolished!  This mu...
“This Makes it All Worthwhile”     It had always been a lifelong dream of mine to purchase a home and I didn't know if I'd ever be in the position to achieve it. I had worked with 2 other mortgage brokers who were unable to help me before I was introduced to Joe and Apryl at Right Trac Financial....
 “Great Time to Buy and Sell”  Hi Joe, I can’t begin to thank you for convincing me to put our home on the market, we actually ended up getting $20,000 over the asking price. We thought the property would sell for around $220,000, but the Realtor you referred us to had us put it on at $239,900 an...
“Tax Season”  Tax day, April 15, was looming when an elderly woman showed up at the IRS. She said she required a thick stack of tax forms. "Why so many?" the clerk asked. "My son is stationed overseas," she said. "He asked me to pick up forms for the Marines on the base." "You shouldn't have to d...
“No Rush to Find Our Next Home”   Hi Joe,Hope all is well with you. Ray and I are selling our home. We will be taking our time looking for our next home (so no rush). However, we are interested in knowing what we would prequalify for. What information do you need us to supply to you? We would pro...
“What do You Estimate my Mortgage Payment will be?”  It was so great that one of your lenders introduced us. She told me that she works with dozens of mortgage brokers and you are the only one she would refer. By the way, thank you for the pre-qualification letter, I have been looking for a home ...

Joe Petrowsky

Your Mortgage Consultant for Life
What mortgage questions can I answer for you

Additional Information