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Mortgage and Lending - EPiQ Lending - NMLS 1936984
Ricky Khamis Scottsdale Loan Officer, Phoenix Loan Officer, Gilbert Loan Officer, Mesa Loan Officer, Chandler Loan Officer, Lead Generation, Ricky Khamis FHA, Ricky Khamis Jumbo Loans Orange County California, Ricky Khamis Real Estate Mortgage Professional

ARCHIVED BLOG POSTS

2008 

Monument Valley: Monument Valley which has been the scene for many wild west movies. At monument valley, there are loads of massive rock formations, in all sorts of shapes and sizes.  From tiny to colossal, if visiting or residing in Arizona this is a must see. Tombstone (my personal favorite) "...
07/31/2008
Ann. 08-16: Bankruptcy, Foreclosure, and Conversion of Principal Residence Policy Changes; and Revised Property Value Representation and Warranty Requirements (06/25/08) Introduction With this Announcement, Fannie Mae is introducing several new and updated policies that pertain to the following t...
07/31/2008
  Very importnat to note that you have until October 1st 2008 to get into a home using Down Payment Assistance.  After that point you will only be able to borrow or get a gift from direct family members.   Ricky Khamis, CMPS www.Approvingaz.com  
07/30/2008
Here is the Exact Bill as signed into law today: Generally speaking: First TIme home Buyers will recieve a Tax Credit in an amount equal to 10% of the purchase price or 8,000.00 whichever is less. There is a limitation on how long you have to keep the property as well, it is 15 years or you will ...
07/30/2008
400,000 homeowners could possibly replace their mortgage with more affordable, government-insured loans. The program is voluntary and the lenders MUST agree to take a sizable loss, reducing the principal of each loan, before they can be refinanced. This is typical of a Short Sale except the owner...
07/30/2008
ENSURE YOUR FUTURE TODAY! The world of credit and home financing has changed and is fraught with risks that didn't exist months ago. In this day and age there is only one way to safeguard your credit that will bring you increased financial savings. ApprovalGUARDTM helps protect you against Identi...
07/24/2008
I received this email this morning regarding the pending legislation regarding Down Payment Assistance.  I don't know about you, but this will seriously affect my business in the short and long term.  The problem isn't the "program" for say, but the unethical lending practices of some Loan Office...
07/22/2008
  Done completely with SnagIT -- 5 minutes total time.
07/17/2008
07/16/2008
Database Management Highly important but often over looked simply because you do not know where to begin. According to NAR the average Realtor will show 22 people homes to get 1 sale, that is 4.6%!!  Well what happens to the other 21 people? 83.6% of them will close on a transaction in the next 1...
07/11/2008
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Ricky Khamis

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